4690 Silver Cliff Dr, Prosper, TX 75078 Property Records

Denton County property record for 4690 Silver Cliff Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,758 sqft · built 2023
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,170,127 (Jul 2023)
Tax Bill	$22,658 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R970563`

Property Details

APN / Parcel Number

Primary APN	`R970563`
Alternative APNs	`SD5200A-000000A-0000-0031-0000` `SD5200A-000000A-0000-0031`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,758 sqft Living Area
Gross Area	4,640 sqft
1st Floor Area	3,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,199 sqft (0.303 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	315 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4690 SILVER CLIFF DR
City	PROSPER
State	TX
Zip	75078-5165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSONG RANCH PHASE 3D BLK A LOT 31
Legal Subdivision	WINDSONG RANCH PHASE 3D
Legal Block	A
Legal Lot Number	31
Jurisdiction	DENTON TX
Township / Civil Division	PILOT POINT-AUBREY
Census Block Group	5
Census Block	5011
Census Tract	20128

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4690 SILVER CLIFF DR, PROSPER, TX 75078-5165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	202380830
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Jul 31, 2023
Property Address	4690 SILVER CLIFF DR, PROSPER, TX 75078-5165
Document Number	0000080830
Map Reference	DOC 2021-50
Instrument Date	Jul 28, 2023
Instrument	2023-080830
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2023
Title Company	REPUBLIC TITLE INC, REPUBLIC TITLE OF TX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4690 SILVER CLIFF DR, PROSPER, TX 75078-5165

Mortgage

Document Number	0000080831
Date	Jul 31, 2023
Instrument	2023-080831

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Prosper Town
Unified School District	Denton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,397,655 (+3.76%) Land $590,364 Building $807,291	$1,397,655 (+3.76%) Land $590,364 Building $807,291
2025	$22,658.00 (+284.88%)	$1,347,000 (+325.23%) Land $316,768 Building $1,030,232	$1,347,000 (+325.23%) Land $316,768 Building $1,030,232
2023	$5,887.00 (+144.27%)	$316,768 (+172.31%) Land $316,768	$316,768 (+172.31%) Land $316,768
2022	$2,410.00	$116,326 Land $116,326	$116,326 Land $116,326

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50