Denton County property record for 4650 Silver Cliff Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,759 sqft · built 2021 |
| Lot Size | 0.295 acres (12,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Aug 2022) |
| Tax Bill | $26,020 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R970617 |
| Primary APN | R970617 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,759 sqft Living Area |
| Gross Area | 5,762 sqft |
| 1st Floor Area | 3,058 sqft |
| 2nd Floor Area | 1,701 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,850 sqft (0.295 acres) |
| Garage Type | Attached |
| Garage Area | 1,004 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 653 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4650 SILVER CLIFF DR |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-5165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 3D BLK F LOT 9 |
| Legal Subdivision | WINDSONG RANCH PHASE 3D |
| Legal Block | F |
| Legal Lot Number | 9 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 20128 |
4650 Silver Cliff Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4650 SILVER CLIFF DR, PROSPER, TX 75078-5165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Oct 14, 2021 | Special Warranty Deed, Transfer · Construction Mortgage KIRKPATRICK BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2022 · Amount on File |
| Deed Sale | Aug 31, 2022 · Amount on File |
| Prior Sale | Oct 14, 2021 · Amount on File |
| Deed Document Number | 2022126917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Aug 31, 2022 |
| Property Address | 4650 SILVER CLIFF DR, PROSPER, TX 75078-5165 |
| Document Number | 0000126917 |
| Map Reference | DOC 2021-50 |
| Instrument Date | Aug 30, 2022 |
| Instrument | 2022-126917 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | REPUBLIC TITLE COMPANY, RTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4650 SILVER CLIFF DR, PROSPER, TX 75078-5165 |
| Document Number | 0000126918 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022-126918 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Oct 14, 2021 |
| Property Address | 4650 SILVER CLIFF DR, PROSPER, TX 75078-5165 |
| Document Number | 0000189469 |
| Map Reference | VOL 2021 PG 50 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021-189469 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | REPUBLIC TITLE OF TEXAS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8951 COLLIN MCKINNEY PKWY STE 1202, 1202, MCKINNEY, TX 75070-1035 |
| Document Number | 0000189470 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-189470 |
| Name | KIRKPATRICK BANK |
|---|---|
| Type | Bank |
| Address | EDMOND, OK 73083 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4650 Silver Cliff Dr was $26,020 with exemptions applied.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,613,067 (+5.22%) Land $578,259 Building $1,034,808 | $1,613,067 (+5.22%) Land $578,259 Building $1,034,808 | |
| 2025 | $26,020.00 | $1,532,981 Land $308,405 Building $1,224,576 | $1,532,981 Land $308,405 Building $1,224,576 |
| 2023 | $25,787.00 (+327.29%) | $1,387,427 Land $308,405 Building $1,079,022 | $1,387,427 Land $308,405 Building $1,079,022 |
| 2022 | $6,035.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4650 Silver Cliff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4650 Silver Cliff Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
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