Osceola County property record for 4690 Rummell Rd, Saint Cloud, FL 34771 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,778 sqft Heated Area |
| Lot Size | 135,907 sqft (3.11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $809,000 (2026) |
| Tax Bill | $6,529.00 (2025) |
| Primary APN | 92786 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,778 sqft Heated Area |
| Gross Area | 6,445 sqft Gross Area |
| 1st Floor | 1,523 sqft 1st Floor |
| Upper Floors | 2,255 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 135,907 sqft (3.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 630 sqft Garage |
| Pool Area | 224 sqft Pool |
|---|---|
| Deck Area | 576 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 1,331 sqft Porch |
| Utility Building | 231 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 92786 |
|---|---|
| Street Address | 4690 RUMMELL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9696 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUNNYMEDE PB 1 PG 057 BLK 103 BEG NE COR LOT 18 W 197.5 FT, S 06 DEG W 740.7 FT MOL TO WATERS EDGE, TO E/L LOT 18, N 13 DEG E |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | CHISHOLM S RIDGE |
| Legal Tract | 4910 |
| Legal Block | 103 |
| Legal Lot Number | 18 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 43600 |
Source: Osceola County records · APN 92786
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4690 RUMMELL RD, SAINT CLOUD, FL 34771-9696 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Jan 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SHORE MORTGAGE |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Sep 18, 2014 · Amount on Record |
| Deed Doc Number | 2026009620 |
| Deed Book / Page | 6911 / 2124 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 22, 2026 |
| Property Address | 4690 RUMMELL RD, SAINT CLOUD, FL 34771-9696 |
| Document Number | 0069112124 |
| Book / Page | 6911 / 2124 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2026009620 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | CORTITLE LLC, CORETITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,663.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | E5095 INTERLACHEN BLVD, ELEVA, WI 54738-9420 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4690 RUMMELL RD, SAINT CLOUD, FL 34771-9696 |
| Document Number | 0069112126 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 6911/2126 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4690 RUMMELL RD, SAINT CLOUD, FL 34771-9696 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050852570 |
|---|---|
| Date | Jan 13, 2017 |
| Book Page | 5085/2570 |
| Instrument | 2017008179 |
| Name | SHORE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4690 RUMMELL RD, SAINT CLOUD, FL 34771-9696 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056361825 |
|---|---|
| Date | Dec 09, 2019 |
| Book Page | 5636/1825 |
| Instrument | 2019158816 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,529.00 (+6.49%) Homeowner's exemption | $460,735 (+5.99%) | $639,100 (+2.06%) Land $117,000 Building $522,100 |
| 2023 | $6,131.00 (+3.67%) Homeowner's exemption | $434,710 (+3%) | $626,200 (+40.37%) Land $117,000 Building $509,200 |
| 2022 | $5,914.00 Homeowner's exemption | $422,049 | $446,100 Land $105,300 Building $340,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 365 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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