Osceola County property record for 4650 Rummell Rd, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,770 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,000 (2002) |
| Tax Bill | $2,661.00 (2025) |
| Primary APN | 92897 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,770 sqft Heated Area |
| Gross Area | 2,578 sqft Gross Area |
| 1st Floor | 1,770 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 576 sqft Garage |
| Pool Area | 288 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 636 sqft Deck |
| Porch | Open Porch |
| Porch Area | 324 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 92897 |
|---|---|
| Street Address | 4650 RUMMELL RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-1708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHISHOLMS RIDGE PB 7 PG 61 LOT 20 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | CHISHOLM S RIDGE |
| Legal Tract | 2819 |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 43600 |
Source: Osceola County records · APN 92897
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4650 RUMMELL RD, SAINT CLOUD, FL 34771-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 21, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2002 · Amount on Record |
| Deed Sale | Jul 19, 2002 · Amount on Record |
| Prior Sale | Jun 06, 2002 · Amount on Record |
| Deed Doc Number | 0208201278 |
| Deed Book / Page | 02082 / 01278 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4650 RUMMELL RD, SAINT CLOUD, FL 34771-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0053040919 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 5304/0919 |
| Instrument | 2018045281 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4650 RUMMELL RD, SAINT CLOUD, FL 34771-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 4650 RUMMELL RD, SAINT CLOUD, FL 34771-1708 |
| Document Number | 0060420638 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 6042/638 |
| Instrument | 2021141808 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,661.00 (+8.52%) Homeowner's exemption | $181,482 (+5.99%) | $331,900 (+5.37%) Land $80,000 Building $251,900 |
| 2023 | $2,452.00 (+4.88%) Homeowner's exemption | $171,232 (+3%) | $315,000 (+35.25%) Land $70,000 Building $245,000 |
| 2022 | $2,338.00 Homeowner's exemption | $166,245 | $232,900 Land $65,000 Building $167,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 410 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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