4690 Old Hwy 48, Cunningham, TN 37052 Property Records

Montgomery County property record for 4690 Old Hwy 48, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	5.25 ba · 3,567 sqft · built 2010
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Sep 2018)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage Jul 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143 65.11`

Property Details

APN / Parcel Number

Primary APN	`143 65.11`
Alternative APNs	`143 06511 000` `402577`

Interior

Full Baths	5.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,567 sqft Living Area
Gross Area	4,864 sqft
1st Floor Area	2,940 sqft
Upper Floors Area	627 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	230,868 sqft (5.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	670 sqft
Driveway	Driveway
Driveway Area	3,792 sqft
Porch	Porch
Porch Area	105 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4690 OLD HIGHWAY 48
City	CUNNINGHAM
State	TN
Zip	37052-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PRORATED 10 MONTHS T-10; ADD CHNG T-11; NEW AC IN V1492-2470, WITH REMAINING AC NOW 143-65.16 T-14
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	101702

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4690 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2018	Grant Deed, Transfer · Conventional Mortgage VETERANS UNITED HM LNS
Jul 13, 2018	Grant Deed, Foreclosure LENDERLIVE SETTLEMENT SERVICES LLC
Jun 14, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	20181180000
Deed Book / Page	1836 / 1489
Record Updated	Jun 8, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Sep 12, 2018
Property Address	4690 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4901
Document Number	0001180000
Book / Page	001836 / 001489
Instrument Date	Aug 27, 2018
Instrument	1180000
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	FREEDOM TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4690 OLD HIGHWAY 48 CUNNINGHAM TN 370524901, CUNNINGHAM, TN 37052-4901

Mortgage

Document Number	1180001
Date	Sep 12, 2018
Book Page	001836/001493
Instrument	1180001

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

July 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jul 13, 2018
Property Address	4690 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4901
Document Number	0001172187
Book / Page	001824 / 000106
Instrument Date	May 8, 2018
Instrument	1172187
Transaction Type	Foreclosure
Record Updated	Jul 31, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$1,245.31
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

June 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 14, 2018
Property Address	4690 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4901
Document Number	0001168397
Book / Page	001817 / 002357
Instrument Date	Apr 30, 2018
Instrument	1168397
Transaction Type	Foreclosure
Record Updated	Jul 2, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00	$158,925 (-)	$635,700 (-) Land $107,900 Building $527,800
2024	$3,337.00 (+11.79%)	$158,925 (+59.2%)	$635,700 (+59.2%) Land $107,900 Building $527,800
2023	$2,985.00	$99,825 (-)
2022	$2,985.00	$99,825	$399,300 Land $40,300 Building $359,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Hwy 48

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