Montgomery County property record for 4564 Old Hwy 48, Cunningham, TN 37052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,608 sqft · built 2019 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,500 (Apr 2020) |
| Tax Bill | $3,977 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 143 63.02 22143 |
| Primary APN | 143 63.02 22143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 1,113 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4564 OLD HIGHWAY 48 |
|---|---|
| City | CUNNINGHAM |
| State | TN |
| Zip | 37052-4901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Subdivision | BENNY SKINNER PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 101702 |
Source: Montgomery County assessment roll, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 1, 2020 · Amount on Record |
| Deed Sale | Apr 1, 2020 · Amount on Record |
| Deed Document Number | 20201250167 |
| Deed Book / Page | 1958 / 2670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jul 1, 2026 |
| Property Address | 4564 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4901 |
| Document Number | 0001549734 |
| Book / Page | 2497 / 1830 |
| Instrument Date | Jun 13, 2026 |
| Instrument | 20261549734 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4564 OLD HIGHWAY 48, CUNNINGHAM, TN 37052-4901 |
| Document Number | 0001549734, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 2497/1830 |
| Instrument | 20261549734 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,977.00 (+76.99%) | $129,550 (+72.33%) | $518,200 (+72.33%) Land $75,000 Building $443,200 |
| 2023 | $2,247.00 (-0.04%) | $75,175 (-) | |
| 2022 | $2,248.00 | $75,175 | $300,700 Land $32,600 Building $268,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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