Carver County property record for 4690 Baycliffe Dr, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,606 sqft · built 1976 |
| Lot Size | 1.15 acres (50,138 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,200,000 (Apr 2018) |
| Tax Bill | $17,136 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-1550060 |
| Primary APN | 65-1550060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,606 sqft Finished Area |
| Gross Area | 6,703 sqft |
| 1st Floor Area | 2,606 sqft |
| Basement Area | 2,300 sqft |
| Finished Basement | 2,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 50,138 sqft (1.15 acres) |
| Garage Area | 816 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 261 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4690 BAYCLIFFE DR |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 01 TOWNSHIP 116 RANGE 024 BAYCLIFFE LOT 006 BLOCK 001 THAT P/O LOT 6 LYING SELY OF FOLLOWING DESC LINE COMM AT SLY |
| Legal Range | 024 |
| Legal Township | 116 |
| Legal Section | 01 |
| Legal Subdivision | BAYCLIFFE |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | VICTORIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 90402 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4690 BAYCLIFFE DR, EXCELSIOR, MN 55331-9740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Mar 20, 2020 | Deed of Trust, Mortgage WINGS FIN'L CU |
| Jun 30, 2018 | Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU |
| Apr 16, 2018 | Grant Deed, Transfer AMERICAN MTG & EQUITY CNSLTS I |
| Mar 7, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on Record |
| Deed Sale | Apr 16, 2018 · Amount on Record |
| Prior Sale | Mar 7, 2018 |
| Deed Document Number | 2018206141 |
| Prior Transfer Date | Mar 23, 2018 |
| Prior Transfer Doc | 0000206141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 4690 BAYCLIFFE DR, EXCELSIOR, MN 55331-9740 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000T227469 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | T227469 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 4690 BAYCLIFFE DR, EXCELSIOR, MN 55331-9740 |
| Document Number | 0000213061 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4690 BAYCLIFFE DR EXCELSIOR MN 553319740, EXCELSIOR, MN 55331-9740 |
| Document Number | 0000213061 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 213061 |
| Name | WINGS FIN'L CU |
|---|---|
| Address | APPLE VALLEY, MN 55124 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 4690 BAYCLIFFE DR, EXCELSIOR, MN 55331-9740 |
| Document Number | 0000209079 |
| Instrument Date | Jun 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4690 BAYCLIFFE DR EXCELSIOR MN 553319740, EXCELSIOR, MN 55331-9740 |
| Document Number | 0000209079 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 209079 |
| Name | WINGS FIN'L CU |
|---|---|
| Address | APPLE VALLEY, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Apr 16, 2018 |
| Property Address | 4690 BAYCLIFFE DR, EXCELSIOR, MN 55331-9740 |
| Document Number | 0000206141 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 206141 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | CUSTOM HOME BUILDERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,960.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4690 BAYCLIFFE DR EXCELSIOR MN 553319740, EXCELSIOR, MN 55331-9740 |
| Document Number | 206142 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 206142 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, MN 55435 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Mar 7, 2018 |
| Property Address | 4690 BAYCLIFFE DR, EXCELSIOR, MN 55331-9740 |
| Document Number | 0000205750 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 205750 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4690 BAYCLIFFE DR EXCELSIOR MN 553319740, EXCELSIOR, MN 55331-9740 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Victoria City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,136.00 (+31.96%) Homeowner's exemption | $1,377,800 (+1.83%) Land $546,000 Building $831,800 | $1,377,800 (+1.83%) Land $546,000 Building $831,800 |
| 2025 | $1,353,000 (+8.79%) Land $540,000 Building $813,000 | $1,353,000 (+8.79%) Land $540,000 Building $813,000 | |
| 2024 | $12,986.00 (+9.46%) Homeowner's exemption | $1,243,700 (+15.24%) Land $450,000 Building $793,700 | $1,243,700 (+15.24%) Land $450,000 Building $793,700 |
| 2023 | $11,864.00 Homeowner's exemption | $1,079,200 Land $315,000 Building $764,200 | $1,079,200 Land $315,000 Building $764,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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