4685 Baycliffe Dr, Excelsior, MN 55331 Property Records

Carver County property record for 4685 Baycliffe Dr, Excelsior, MN 55331

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 3,249 sqft · built 1980
Lot Size1.52 acres (66,603 sqft)
OwnerIndividual Name on File
Last Sale$755,000 (Jul 2005)
Tax Bill$15,332 (2026)
Deeds & MortgagesMar 2021 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN65-1550120

Property Details

APN / Parcel Number

Primary APN65-1550120

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,249 sqft Finished Area
Gross Area3,993 sqft
1st Floor Area1,967 sqft
Basement Area600 sqft
Finished Basement600 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1985
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area66,603 sqft (1.52 acres)
Garage Area770 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area213 sqft
Patio Area343 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address4685 BAYCLIFFE DR
CityEXCELSIOR
StateMN
Zip55331-9741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 01 TOWNSHIP 116 RANGE 024 BAYCLIFFE LOT 003 BLOCK 002
Legal Range024
Legal Township116
Legal Section01
Legal SubdivisionBAYCLIFFE
Legal Block2
Legal Lot Number3
JurisdictionCARVER MN
Township / Civil DivisionVICTORIA
Census Block Group1
Census Block1002
Census Tract90402

Owner

Source: Carver County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4685 BAYCLIFFE DR, EXCELSIOR, MN 55331-9741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Jul 17, 2019Deed of Trust, Mortgage · Line of Credit
TCF NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2005 · Amount on Record
Deed SaleJul 26, 2005 · Amount on Record
Deed Document Number200566700
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address4685 BAYCLIFFE DR, EXCELSIOR, MN 55331-9741
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanyLEGACY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000T218639
DateMar 25, 2021
InstrumentT218639
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2031

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address4685 BAYCLIFFE DR, EXCELSIOR, MN 55331-9741
Document Number0000210416
Instrument DateJul 17, 2019
Transaction TypeMortgage
Record UpdatedSep 6, 2019
Title CompanyCAMBRIA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4685 BAYCLIFFE DR EXCELSIOR MN 553319741, EXCELSIOR, MN 55331-9741

Mortgage

Document Number0000210416
DateJul 25, 2019
Instrument210416
Lender
NameTCF NAT'L BK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityVictoria City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,332.00 (+3%) Homeowner's exemption$1,266,400 (+3.92%) Land $546,000 Building $720,400$1,266,400 (+3.92%) Land $546,000 Building $720,400
2025$1,218,600 (+9.43%) Land $540,000 Building $678,600$1,218,600 (+9.43%) Land $540,000 Building $678,600
2024$11,794.00 (+9.53%) Homeowner's exemption$1,113,600 (+12.83%) Land $450,000 Building $663,600$1,113,600 (+12.83%) Land $450,000 Building $663,600
2023$10,768.00 Homeowner's exemption$987,000 Land $315,000 Building $672,000$987,000 Land $315,000 Building $672,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Fiber
5,000 / 5,000
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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