Harrison County property record for 469 Walda Dr, Biloxi, MS 39531
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,096 sqft · built 1983 |
| Owner | Individual Name on Record |
| Last Sale | $685,000 (Jun 2022) |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1110B-01-002.000 |
| Primary APN | 1110B-01-002.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,096 sqft Adjusted Area |
| 1st Floor Area | 1,920 sqft |
| 2nd Floor Area | 1,018 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Plywood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 1,368 sqft |
| Patio Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 004956 |
|---|---|
| Street Address | 469 WALDA DR |
| City | BILOXI |
| State | MS |
| Zip | 39531-2845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & N PORTION OF LOT 2 DESCRIBED AS BEG AT SE COR LOT 1 ON W R/W WALDA DR SLY ALONG SAID DR 29 FT TO A PT THENCE NWLY 150 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 27 |
| Legal Subdivision | LAKE VILLA SUBD |
| Legal Lot Number | 1-2 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1205 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 469 WALDA DR, BILOXI, MS 39531-2845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BANK |
| Jun 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 2022-0004810-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 469 WALDA DR, BILOXI, MS 39531-2845 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | BAYOU TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 469 WALDA DR, BILOXI, MS 39531-2845 |
| Document Number | 20250005991TJ2 |
|---|---|
| Date | Aug 25, 2025 |
| Instrument | 2025-0005991-T-J2 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, LA 70433 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | May 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jun 14, 2022 |
| Property Address | 469 WALDA DR, BILOXI, MS 39531-2845 |
| Document Number | 20220004810DJ2 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 2022-0004810-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 VILLAGE GARDEN DR, 216, MADISON, MS 39110-6953 |
| Name | Verified Name |
|---|---|
| Address | 469 WALDA DR, BILOXI, MS 39531-2845 |
| Document Number | 20220004811TJ2 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-0004811-T-J2 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,955.00 (+21.84%) Homeowner's exemption Disabled Person's exemption | $38,074 (+18.93%) | $380,739 (+18.93%) Land $124,200 Building $256,539 |
| 2024 | $3,246.00 (+1%) | ||
| 2023 | $3,214.00 (+23.95%) Homeowner's exemption Disabled Person's exemption | $32,014 | $320,141 Land $124,200 Building $195,941 |
| 2022 | $2,593.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 117 units insured incl. 51 condo units |
| Nearby Flood Claims | 6 (2005–2026) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.3% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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