449 Walda Dr, Biloxi, MS 39531 Property Records

Harrison County property record for 449 Walda Dr, Biloxi, MS 39531

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,710 sqft · built 1982
Lot Size0.506 acres (22,071 sqft)
Owner2 Individual Names on File
Tax Bill$4,173 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Jul 2022 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN1110B-01-006.000

Property Details

APN / Parcel Number

Primary APN1110B-01-006.000
Alternative APN
  • 004960

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,710 sqft Adjusted Area
1st Floor Area2,445 sqft
2nd Floor Area595 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area22,071 sqft (0.506 acres)
Deck Area125 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address449 WALDA DR
CityBILOXI
StateMS
Zip39531-2845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLK 5 LAKE VILLA SUBD
Legal Range10W
Legal Township07S
Legal Section27
Legal SubdivisionLAKE VILLA SUBD
Legal Block5
Legal Lot Number6
JurisdictionHARRISON MS
Township / Civil Division5
Census Block Group3
Census Block3001
Census Tract1205

Owner

449 Walda Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Harrison County records, as of December 16, 2025

Owner of Record2 Individual Names on File
Mailing Address449 WALDA DR, BILOXI, MS 39531-2845
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMUNITY BANK OF MISSISSIPPI
Jul 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANCORP SOUTH BANK
Jun 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BANK OF MISSISSIPPI
Feb 12, 2019Warranty Deed, Transfer
Feb 12, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2021
Deed SaleJun 29, 2021
Prior SaleJun 14, 2021
Deed Document Number20219333
Prior Transfer DateNov 14, 2018
Prior Transfer Doc20190000303DJ2
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address449 WALDA DR, BILOXI, MS 39531-2845
Transaction TypeMortgage
Record UpdatedNov 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20190000396TJ2
DateFeb 12, 2019
Instrument2019-0000396-T-J2
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
AddressFLOWOOD, MS 39232
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address449 WALDA DR, BILOXI, MS 39531-2845
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20220005554TJ2
DateJul 14, 2022
Instrument2022-0005554-T-J2
Lender
NameBANCORP SOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueApr 26, 2032
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address449 WALDA DR, BILOXI, MS 39531-2845
Transaction TypeMortgage
Record UpdatedFeb 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200002095TJ2
DateJun 26, 2020
Instrument2020-0002095-T-J2
Lender
NameCOMMUNITY BANK OF MISSISSIPPI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateFeb 12, 2019
Property Address449 WALDA DR, BILOXI, MS 39531-2845
Document Number20190000304DJ2
Map ReferencePL 26 PG 12
Instrument DateFeb 11, 2019
Instrument2019-0000304-D-J2
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10570 SHORE CV, 10570, BILOXI, MS 39532-8055

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 WALDA DR, BILOXI, MS 39531-2845

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRISON MS
Recording DateFeb 12, 2019
Property Address449 WALDA DR, BILOXI, MS 39531-2845
Document Number20190000303DJ2
Map ReferencePL 26 PG 12
Instrument DateNov 14, 2018
Instrument2019-0000303-D-J2
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address449 WALDA DR, 449, BILOXI, MS 39531-2845

Transferred To (Grantee/Buyer)

NameVerified Name
Address449 WALDA DR, BILOXI, MS 39531-2845

Tax Assessment & Valuation

The 2025 property tax bill for 449 Walda Dr was $4,173 with exemptions applied, up 8.8% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,173.00 (+8.81%) Homeowner's exemption Disabled Person's exemption$40,024$400,242 Land $103,500 Building $296,742
2024$3,835.00 (+1.78%)
2023$3,768.00 (+8.46%) Homeowner's exemption Disabled Person's exemption$37,064$370,642 Land $103,500 Building $267,142
2022$3,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 449 Walda Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 66 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies117 units insured
incl. 51 condo units
Nearby Flood Claims6 (2005–2026)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 449 Walda Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.3% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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