469 Staton Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 469 Staton Rd, Flat Rock, NC 28731

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,052 sqft · built 2002
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$570 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9599004550`

Property Details

APN / Parcel Number

Primary APN	`9599004550`
Alternative APNs	`00959900455055` `9972788`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,052 sqft Heated Area
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Deck Area	16 sqft
Patio Area	256 sqft
Canopy	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9972788
Street Address	469 STATON RD
City	FLAT ROCK
State	NC
Zip	28731-9672
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	9972788~R2
Legal Description	RUBY RIDGE ESTATES LO3 PL2003-4597
Legal Subdivision	RUBY RIDGE ESTATES
Legal Lot Number	4550
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2044
Census Tract	930302

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	469 STATON RD, FLAT ROCK, NC 28731-9672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 10, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	469 STATON RD, FLAT ROCK, NC 28731-9672
Document Number	0034640502
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 STATON RD FLAT ROCK NC 287319672, FLAT ROCK, NC 28731-9672

Mortgage

Document Number	0034640502
Date	Mar 17, 2020
Book Page	003464/000502
Instrument	921566

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Mar 16, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.68%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	469 STATON RD, FLAT ROCK, NC 28731-9672
Document Number	0034640518
Instrument Date	Mar 10, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 STATON RD FLAT ROCK NC 287319672, FLAT ROCK, NC 28731-9672

Mortgage

Document Number	0034640518
Date	Mar 17, 2020
Book Page	003464/000518
Instrument	921567

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Mar 16, 2094

Interest

Rate Type	Adjustable Rate
Rate	4.68%

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,700 (-) Land $35,000 Building $164,700
2025	$570.00
2023		$199,700 Land $35,000 Building $164,700	$199,700 Land $35,000 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on Staton Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures