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  5. Staton Rd

426 Staton Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 426 Staton Rd, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,620 sqft · built 2017
Lot Size2.04 acres (88,862 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Aug 2016)
Tax Bill$2,236 (2025)
Deeds & MortgagesAug 2020 Mortgage
Sep 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN9599102806

Property Details

APN / Parcel Number

Primary APN9599102806
Alternative APN
  • 1016607

Interior

Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Heated Area
1st Floor Area1,620 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area88,862 sqft (2.04 acres)

Exterior Amenities

PorchSlab
Deck Area528 sqft
Canopy192 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1016607
Street Address426 STATON RD
CityFLAT ROCK
StateNC
Zip28731-9672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1016607~R2
Legal DescriptionRUBY HOOTS ESTATE LO2 PL2016-10285
Legal SubdivisionRUBY HOOTS ESTATE
Legal Block10
Legal Lot Number2806
JurisdictionHENDERSON NC
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2041
Census Tract930302

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address178 GIBBS RD, HENDERSONVILLE, NC 28792-8160
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
LENDERSELECT MORTGAGE GROUP
Sep 27, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2016 · Amount on Record
Deed SaleAug 10, 2016 · Amount on Record
Prior SaleSep 1, 2011
Deed Book / Page1675 / 51
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address426 STATON RD, FLAT ROCK, NC 28731-9672
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035410497
DateAug 11, 2020
Book Page3541/497
Instrument930974
Lender
NameLENDERSELECT MORTGAGE GROUP
TypeNon-Lending Institution
AddressGREENSBORO, NC 27409
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

September 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHENDERSON NC
Recording DateSep 27, 2017
Property Address426 STATON RD, FLAT ROCK, NC 28731-9672
Document Number0031080203
Book / Page003108 / 000203
Instrument DateSep 26, 2017
Instrument870958
Transaction TypeConstruction Loan
Record UpdatedNov 30, 2018
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address426 STATON RD FLAT ROCK NC 28731, FLAT ROCK, NC 28731

Mortgage

Document Number31080203
DateSep 27, 2017
Book Page003108/000203
Instrument870958
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLIBERTY, NC 27298
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,600 (-) Land $80,000 Building $311,600
2025$2,236.00
2023$391,600 Land $80,000 Building $311,600$391,600 Land $80,000 Building $311,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLETCHER ACADEMY INC
private · serves 790 people · EPA ID NC0145113
Water SourceGroundwater
Last State InspectionMay 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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