Osceola County property record for 469 River Rapid Run, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,580 sqft · built 2024 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $451,300 (Dec 2024) |
| Tax Bill | $8,994 (2025) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Jun 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-25-31-3661-0001-4400 |
| Primary APN | 22-25-31-3661-0001-4400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Living Area |
| Gross Area | 3,090 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 474 sqft |
| Porch | Finished/Open Porch |
| Heating System | HVAC |
|---|
| Street Address | 469 RIVER RAPID RUN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSSINGS PH 1 PB 33 PGS 53-60 LOT 440 |
| Legal Subdivision | CROSSINGS PHASE 1 |
| Legal Lot Number | 440 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 43700 |
Source: Osceola County records · APN 22-25-31-3661-0001-4400
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 469 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 20, 2024 | Special Warranty Deed, Transfer · FHA Mortgage GEO-CORP INC |
| Jun 21, 2024 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2024 · Amount on Record |
| Deed Sale | Dec 20, 2024 · Amount on Record |
| Prior Sale | Jun 21, 2024 · Amount on Record |
| Deed Document Number | 2024161408 |
| Deed Book / Page | 6714 / 2943 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 20, 2024 |
| Property Address | 469 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Document Number | 0067142943 |
| Book / Page | 6714 / 2943 |
| Map Reference | MB 33 PG 53-60 |
| Instrument Date | Dec 16, 2024 |
| Instrument | 2024161408 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,159.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7547 CANAL RDGOLD, ORLANDO, FL 32827 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 469 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Document Number | 2024161409 |
|---|---|
| Date | Dec 20, 2024 |
| Instrument | 2024161409 |
| Name | GEO-CORP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 21, 2024 |
| Property Address | 469 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Document Number | 0066211433 |
| Book / Page | 6621 / 1433 |
| Map Reference | MB 33 PG 53-60 |
| Instrument Date | Jun 19, 2024 |
| Instrument | 2024082402 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $35,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4098, MARYVILLE, TN 37802-4098 |
| Name | Verified Name |
|---|---|
| Address | 1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,994.00 | $394,800 Land $75,000 Building $319,800 | $394,800 Land $75,000 Building $319,800 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
Based on FCC filings for 5 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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