Osceola County property record for 429 River Rapid Run, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2024 |
| Square Footage | 3,018 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $493,900 (2024) |
| Tax Bill | $3,404.00 (2024) |
| Primary APN | 22-25-31-3661-0001-4440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,018 sqft Living Area |
| Gross Area | 3,585 sqft Gross Area |
| 1st Floor | 1,338 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional Style |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Porch Area | 90 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 429 RIVER RAPID RUN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSSINGS PH 1 PB 33 PGS 53-60 LOT 444 |
| Legal Subdivision | CROSSINGS PHASE 1 |
| Legal Lot Number | 444 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 43700 |
Source: Osceola County records · APN 22-25-31-3661-0001-4440
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 429 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Nov 19, 2024 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NVR MORTGAGE FINANCE INC |
| Jun 21, 2024 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on Record |
| Deed Sale | Nov 19, 2024 · Amount on Record |
| Prior Sale | Jun 21, 2024 · Amount on Record |
| Deed Doc Number | 2024147287 |
| Deed Book / Page | 6698 / 2162 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 01, 2026 |
| Property Address | 429 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Document Number | 0000044077 |
| Book / Page | 6948 / 2000 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 202644077 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000044077, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 6948/2000 |
| Instrument | 202644077 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Dec 01, 2054 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 19, 2024 |
| Property Address | 429 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Document Number | 0066982162 |
| Book / Page | 6698 / 2162 |
| Map Reference | MB 33 PG 53-60 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 2024147287 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,457.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 429 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Document Number | 0066982164 |
|---|---|
| Date | Nov 19, 2024 |
| Instrument | 6698/2164 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 21, 2024 |
| Property Address | 429 RIVER RAPID RUN, SAINT CLOUD, FL 34771-8151 |
| Document Number | 0066211433 |
| Book / Page | 6621 / 1433 |
| Map Reference | MB 33 PG 53-60 |
| Instrument Date | Jun 19, 2024 |
| Instrument | 2024082402 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $35,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4098, MARYVILLE, TN 37802-4098 |
| Name | Verified Name |
|---|---|
| Address | 1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,171.00 (+169.42%) | $448,400 Land $75,000 Building $373,400 | $448,400 Land $75,000 Building $373,400 |
| 2024 | $3,404.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 89% of the US · above 82% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 96 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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