469 N 4th St, Banning, CA 92220 Property Records

Riverside County property record for 469 N 4th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,560 sqft · built 1939
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2017)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`540-093-009`

Property Details

APN / Parcel Number

Primary APN	`540-093-009`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	1,812 sqft
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Multi-Family
Construction Type	Masonry / Concrete Block
Roof Material	Gravel
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Carport	Carport
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	469 N 4TH ST
City	BANNING
State	CA
Zip	92220-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	POR LOT 4 MB 007/067 WOOD SUB
Legal Subdivision	WOOD SUB
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1011
Census Tract	44102

Owner

469 N 4th St is owned and occupied by two individuals who bought it in March 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	469 N 4TH ST, BANNING, CA 92220-4601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Mar 1, 2017	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Apr 21, 2004 · Amount on File
Deed Document Number	201784605
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	469 N 4TH ST, BANNING, CA 92220-4601
Document Number	0000254995
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	469 N 4TH ST BANNING CA 922204601, BANNING, CA 92220-4601

Mortgage

Document Number	0000254995
Date	Jun 15, 2020
Instrument	254995

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 1, 2017
Property Address	469 N 4TH ST, BANNING, CA 92220-4601
Document Number	0000084605
Map Reference	MB 7 PG 67
Instrument Date	Jan 26, 2017
Instrument	2017-0084605
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	469 N 4TH ST, BANNING, CA 92220-4601

Mortgage

Document Number	0000084606
Date	Mar 1, 2017
Instrument	2017-0084606

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 469 N 4th St was $3,890.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$284,105 (+2%) Land $35,511 Building $248,594
2025	$3,890.00	$278,535 Land $34,815 Building $243,720
2023	$3,809.00 (+2.12%)	$267,721 Land $33,464 Building $234,257
2022	$3,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 469 N 4th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 469 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

Nearby Properties on N 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures