457 N 4th St, Banning, CA 92220 Property Records

Riverside County property record for 457 N 4th St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 892 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2019)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Jun 2019 Transfer Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`540-093-010`

Property Details

APN / Parcel Number

Primary APN	`540-093-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	457 N 4TH ST
City	BANNING
State	CA
Zip	92220-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 5 MB 007/067 WOOD SUB
Legal Subdivision	WOOD SUB
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1011
Census Tract	44102

Owner

457 N 4th St is owned and occupied by two individuals who bought it in June 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	457 N 4TH ST, BANNING, CA 92220-4601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Quit Claim Deed STEWART TITLE, STEWART TITLE/CA
Jun 28, 2019	Grant Deed, Transfer · Commercial Mortgage GOLDEN EMPIRE MORTGAGE INC
Dec 14, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ARROWHEAD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Document Number	2019236185
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000236186
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 28, 2019
Property Address	457 N 4TH ST, BANNING, CA 92220-4601
Document Number	0000236186
Instrument Date	Jun 19, 2019
Instrument	236186
Record Updated	Jul 10, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	457 N 4TH ST BANNING CA 922204601, BANNING, CA 92220-4601

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 28, 2019
Property Address	457 N 4TH ST, BANNING, CA 92220-4601
Document Number	0000236185
Map Reference	MB 7 PG 67
Instrument Date	Jun 13, 2019
Instrument	2019-0236185
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	457 N 4TH ST, BANNING, CA 92220-4601

Mortgage

Document Number	0000236188
Date	Jun 28, 2019
Instrument	2019-0236188

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000236187
Date	Jun 28, 2019
Instrument	2019-0236187

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 14, 2018
Property Address	457 N 4TH ST, BANNING, CA 92220-4601
Document Number	0000486527
Instrument Date	Dec 10, 2018
Instrument	486527
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	457 N 4TH ST BANNING CA 922204601, BANNING, CA 92220-4601

Mortgage

Document Number	486528
Date	Dec 14, 2018
Instrument	486528

Lender

Name	ARROWHEAD CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91729

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 13, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 457 N 4th St was $3,206.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,250 (+2%) Land $22,754 Building $210,496
2025	$3,206.00	$228,677 Land $22,308 Building $206,369
2023	$3,138.00 (+2.12%)	$219,799 Land $21,443 Building $198,356
2022	$3,073.00
2021			$234,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 N 4th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 N 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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