South Kingstown Town property record for 441 Moonstone Beach Rd, Wakefield, RI 02879
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.2 acres (270,072 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,295,000 (Apr 2018) |
| Tax Bill | $14,429 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-50-0655-73 |
| Primary APN | R-50-0655-73 |
|---|---|
| Alternative APNs |
|
| Lot Area | 270,072 sqft (6.2 acres) |
|---|---|
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | R-50-0655-73 |
|---|---|
| Street Address | 441 MOONSTONE BEACH RD |
| City | WAKEFIELD |
| State | RI |
| Zip | 02879-5109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Lot Number | 2 |
| Jurisdiction | SOUTH KINGSTOWN RI |
| Township / Civil Division | SOUTH KINGSTOWN |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 51302 |
Source: South Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 441 MOONSTONE BEACH RD, WAKEFIELD, RI 02879-5109 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK |
| Apr 27, 2018 | Warranty Deed, Transfer COASTWAY COMMERCIAL BANK |
| Apr 30, 2018 | Warranty Deed, Transfer |
| Feb 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on Record |
| Deed Sale | Apr 27, 2018 · Amount on Record |
| Prior Sale | Dec 11, 2015 · Amount on Record |
| Deed Book / Page | 1672 / 446 |
| Transfer Doc | 1672-504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 441 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5109 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001825-466 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 1825/466 |
| Instrument | 21677 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 441 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5109 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1779-485 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 1779/485 |
| Instrument | 12760 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Mar 1, 2028 |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Apr 27, 2018 |
| Property Address | 441 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5109 |
| Document Number | 1672-446 |
| Book / Page | 1672 / 446 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 16720448 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 01672/0448 |
| Name | COASTWAY COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 27, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Recording Date | Apr 30, 2018 |
| Property Address | 441 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5109 |
| Document Number | 1672-504 |
| Book / Page | 001672 / 000504 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 441 MOONSTONE BEACH RD SOUTH KINGSTOWN RI 028795109, SOUTH KINGSTOWN, RI 02879-5109 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTH KINGSTOWN RI |
| Property Address | 441 MOONSTONE BEACH RD, SOUTH KINGSTOWN, RI 02879-5109 |
| Document Number | 1634-571 |
| Book / Page | 001634 / 000571 |
| Instrument Date | Feb 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 1634-571 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 001634/000571 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
Source: South Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | South Kingstown Town |
| Unified School District | South Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,429.00 (-4.89%) | $1,614,000 (+17.56%) Land $422,100 Building $1,191,900 | $1,848,541 |
| 2023 | $15,171.00 (+0.92%) | $1,372,900 (-) Land $338,200 Building $1,034,700 | |
| 2022 | $15,033.00 | $1,372,900 Land $338,200 Building $1,034,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 170 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 170 in force |
| Nearby Flood Claims | 31 (1978–2024) |
| Claims Outside the SFHA | 2 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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