San Bernardino County property record for 4689 S Reflection Ln, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 5 bd · 3 ba · 3,596 sqft · built 2018 |
| Lot Size | 0.116 acres (5,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $865,000 (Oct 2020) |
| Tax Bill | $15,546 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Oct 2019 Sale |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-091-19-0000 |
| Primary APN | 1073-091-19-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,596 sqft Living Area |
| Gross Area | 4,282 sqft |
| 1st Floor Area | 1,775 sqft |
| 2nd Floor Area | 1,821 sqft |
| Family Room | Family Room |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 5,054 sqft (0.116 acres) |
| Garage Type | Attached |
| Garage Area | 686 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Patio/Porch |
| Porch Area | 242 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 0218202190000 |
|---|---|
| Street Address | 4689 S REFLECTION LN |
| City | ONTARIO |
| State | CA |
| Zip | 91762-7330 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18066 LOT 19 BOOK 351 PAGE 61 AND INTEREST IN COMMON AREA PER TRACT 18066 |
| Legal Subdivision | TRACT NO 18066 |
| Legal Tract | 18066 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1908 |
4689 S Reflection Ln, a planned unit development, is owned and occupied by two individuals who bought it in October 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4689 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC |
| Oct 15, 2019 | Grant Deed, Subdivision Related Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on File |
| Deed Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 2020382896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 6, 2020 |
| Property Address | 4689 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Document Number | 0000382896 |
| Map Reference | MB 351 PG 61-64 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020-0382896 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | FIRST AMER TTL CO SUB SALE O |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 4689 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Document Number | 0000382898 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-0382898 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Oct 15, 2019 |
| Property Address | 4689 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Document Number | 0000369049 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 369049 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 24, 2019 |
| Title Company | FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV |
| Amount | Amount on Record |
|---|---|
| Tax | $837.65 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3102 E SILVER SKY DR ONTARIO CA 917627329, ONTARIO, CA 91762-7329 |
The 2025 property tax bill for 4689 S Reflection Ln was $15,546.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,010,111 (+7.88%) Land $334,261 Building $675,850 | |
| 2025 | $15,546.00 | $936,304 Land $327,707 Building $608,597 |
| 2023 | $14,741.00 (+0.92%) | $899,946 Land $314,981 Building $584,965 |
| 2022 | $14,607.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4689 S Reflection Ln in Zone X, where a levee reduces flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4689 S Reflection Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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