San Bernardino County property record for 4679 S Reflection Ln, Ontario, CA 91762
| Property Type | Planned Unit Development |
|---|---|
| Details | 5 bd · 3 ba · 3,410 sqft · built 2018 |
| Lot Size | 0.115 acres (4,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $824,000 (Mar 2020) |
| Tax Bill | $13,217 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 1073-091-18-0000 |
| Primary APN | 1073-091-18-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,410 sqft Living Area |
| Gross Area | 4,107 sqft |
| 1st Floor Area | 1,609 sqft |
| 2nd Floor Area | 1,801 sqft |
| Family Room | Family Room |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 4,999 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 697 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 263 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 0218202180000 |
|---|---|
| Street Address | 4679 S REFLECTION LN |
| City | ONTARIO |
| State | CA |
| Zip | 91762-7330 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 18066 LOT 18 BOOK 351 PAGE 61 AND INTEREST IN COMMON AREA PER TRACT 18066 |
| Legal Subdivision | TRACT NO 18066 |
| Legal Tract | 18066 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1908 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4679 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 24, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage GENEVA FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2020 · Amount on Record |
| Deed Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 2020105281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4679 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4679 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Document Number | 0000020962 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022-0020962 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 4679 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 4679 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Document Number | 0000066098 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-0066098 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Mar 24, 2020 |
| Property Address | 4679 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Document Number | 0000105281 |
| Map Reference | MB 351 PG 61-64 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 2020-0105281 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4679 S REFLECTION LN, ONTARIO, CA 91762-7330 |
| Document Number | 0000105283 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020-0105283 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Ontario City |
| Secondary School District | Chaffey Joint Union High School District (09 - 12) |
| Elementary School District | Mountain View Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $919,176 (+2%) Land $321,712 Building $597,464 | |
| 2025 | $13,217.00 (-7.64%) Homeowner's exemption Disabled Person's exemption | $901,153 (+4.04%) Land $315,404 Building $585,749 |
| 2023 | $14,311.00 (+0.91%) Homeowner's exemption | $866,161 Land $303,157 Building $563,004 |
| 2022 | $14,182.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Inyo Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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