Clackamas County property record for 4688 Upper Dr, Lake Oswego, OR 97035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,930 sqft · built 2017 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,085,000 (Oct 2024) |
| Tax Bill | $21,204 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E07DD05102 |
| Primary APN | 21E07DD05102 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,930 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 19,602 sqft (0.45 acres) |
| Account Number | 05032360 |
|---|---|
| Street Address | 4688 UPPER DR |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97035-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | PARTITION PLAT 2017-089 PARCEL 2 |
| Legal Subdivision | PARTITION PLAT |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20401 |
4688 Upper Dr is owner-occupied and held in a trust since October 2024.
Source: Clackamas County records, as of May 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 16, 2026 | Intrafamily Transfer, Transfer |
| Oct 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 26, 2023 | Warranty Deed, Transfer WFG TITLE |
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on File |
| Deed Sale | Oct 3, 2024 · Amount on File |
| Prior Sale | Oct 26, 2023 · Amount on File |
| Deed Document Number | 202436680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | WFG TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000104514 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021-104514 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | Other |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Document Number | 0000028251 |
|---|---|
| Date | Aug 1, 2024 |
| Instrument | 2024-028251 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 25, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Jan 16, 2026 |
| Property Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Document Number | 0000001989 |
| Instrument Date | Jan 5, 2026 |
| Instrument | 2026-001989 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4688 UPPER DR # 200, 200, LAKE OSWEGO, OR 97035-4339 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Oct 3, 2024 |
| Property Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Document Number | 0000036680 |
| Map Reference | DOC 2017-081807 |
| Instrument Date | Sep 25, 2024 |
| Instrument | 2024-036680 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | WFG TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4688 UPPER DR, LAKE GROVE, OR 97035-4339 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4688 UPPER DR, LAKE GROVE, OR 97035-4339 |
| Document Number | 0000036681 |
|---|---|
| Date | Oct 3, 2024 |
| Instrument | 2024-036681 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Oct 26, 2023 |
| Property Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Document Number | 0000038320 |
| Map Reference | DOC 2017-081807 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023-038320 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | WFG TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 4688 UPPER DR, LAKE OSWEGO, OR 97035-4339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000073146 |
|---|---|
| Date | Sep 4, 2020 |
| Instrument | 2020-073146 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
The 2025 property tax bill for 4688 Upper Dr was $21,204.
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,204.00 | $1,104,155 | $2,116,045 Land $515,985 Building $1,600,060 |
| 2023 | $20,032.00 | $1,040,773 | $2,068,720 Land $495,400 Building $1,573,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4688 Upper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4688 Upper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE GROVE WATER DISTRICT serves 3,100 people · EPA ID OR4100460 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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