4680 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4680 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,430 sqft · built 1966
Lot Size0.599 acres (26,077 sqft)
Owner2 Individual Names on Record
Last Sale$825,000 (Jul 2020)
Tax Bill$12,474 (2025)
Deeds & MortgagesSep 2022 Construction Loan
Jul 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN21E07DD05200

Property Details

APN / Parcel Number

Primary APN21E07DD05200
Alternative APN
  • 00236051

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,430 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialCombination
Roof TypeGable
Roof MaterialBuilt-Up Asphalt
Lot Area26,077 sqft (0.599 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00236051
Street Address4680 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-4339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description383 BRYANT ACRES PT LT 26
Legal Range1E
Legal Township2S
Legal Section07
Legal SubdivisionBRYANT ACRES
Legal Lot Number26
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2005
Census Tract20401

Owner

Source: Clackamas County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST INTERSTATE BANK
Jul 15, 2020Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Jul 20, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Apr 20, 2017Trustee's Deed, Construction Loan · Construction Mortgage
CLUNAS FNDG
Jun 8, 2017Grant Deed
WFG TITLE
Apr 20, 2017Warranty Deed, Transfer
WFG TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Prior SaleJul 20, 2017
Deed Document Number202054742
Prior Transfer DateDec 12, 1997
Prior Transfer Doc0000098756
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339
Transaction TypeMortgage
Record UpdatedSep 16, 2022
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049789
DateSep 12, 2022
Instrument2022-049789
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressBEND, OR 97703
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change9.37%
IndexOther
Margin3
Max Rate9.37%

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJul 15, 2020
Property Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339
Document Number0000054742
Instrument DateJun 27, 2020
Instrument2020-054742
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyFIDELITY NATL TTL CO OF OR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339

Mortgage

Document Number0000054743
DateJul 15, 2020
Instrument2020-054743
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

July 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCLACKAMAS OR
Recording DateJul 20, 2017
Property Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339
Document Number0000049605
Instrument DateJul 19, 2017
Instrument2017-049605
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyFIRST AMERICAN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339

Mortgage

Document Number0000049606
DateJul 20, 2017
Instrument2017-049606
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

April 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCLACKAMAS OR
Recording DateApr 20, 2017
Property Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339
Instrument DateApr 20, 2017
Instrument26717
Transaction TypeConstruction Loan
Record UpdatedApr 26, 2017
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15590 TANAGER DR LAKE OSWEGO OR 970353102, LAKE OSWEGO, OR 97035-3102

Mortgage

Document Number0000026717
DateApr 20, 2017
Instrument26717
Lender
NameCLUNAS FNDG
TypeFunding / Finance Company
AddressLAKE OSWEGO, OR 97035
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 19, 2018

June 2017: Grant Deed

Document TypeGrant Deed
JurisdictionCLACKAMAS OR
Recording DateJun 8, 2017
Property Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339
Document Number0000038354
Instrument DateApr 18, 2017
Instrument38354
Record UpdatedJun 13, 2017
Title CompanyWFG TITLE

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateApr 20, 2017
Property Address4680 UPPER DR, LAKE OSWEGO, OR 97035-4339
Document Number0000026716
Instrument DateApr 18, 2017
Instrument26716
Transaction TypeTransfer
Record UpdatedApr 26, 2017
Title CompanyWFG TITLE

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4680 UPPER DR LAKE OSWEGO OR 970354339, LAKE OSWEGO, OR 97035-4339

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,474.00 (+45.27%)$649,575 (+45.6%)$1,375,887 (+35.47%) Land $591,057 Building $784,830
2023$8,587.00$446,136$1,015,667 Land $567,477 Building $448,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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