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4685 Co Rd 4500, Commerce, TX 75428 Property Records

Hunt County property record for 4685 Co Rd 4500, Commerce, TX 75428

Property Summary

Property TypeCommercial
Details1,664 sqft · built 2021
Lot Size13.1 acres (573,250 sqft)
Owner2 Individual Names on Record
Last Sale$254,700 (Mar 2021)
Tax Bill$1,800 (2024)
Deeds & MortgagesMar 2021 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0045-0010-0000-30

Property Details

APN / Parcel Number

Primary APN0045-0010-0000-30
Alternative APNs
  • R21004
  • 21004

Interior

Stories1 Story
Building Area1,664 sqft Gross Area
1st Floor Area1,664 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Lot Area573,250 sqft (13.1 acres)
Shed1 Shed
Shed Area120 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address4685 COUNTY ROAD 4500
CityCOMMERCE
StateTX
Zip75428-6865
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionA0045 BARR B F,TRACT 1, ACRES 13.16
Legal SubdivisionBARR B F
Legal Tract1
Legal Block1
Legal Lot Number1
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1040
Census Tract960100

Owner

Source: Hunt County records, as of September 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4685 COUNTY ROAD 4500, COMMERCE, TX 75428-6865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Vendor's Lien, Transfer · FHA Mortgage
COUNTRYPLACE MORTGAGE LTD
Nov 5, 2020Warranty Deed, Transfer
FIRST UNITED BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Deed Document Number20215629
Prior Transfer DateMar 16, 2021
Prior Transfer Doc0000005629
Record UpdatedSep 20, 2026

March 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateMar 19, 2021
Property Address4685 COUNTY ROAD 4500, COMMERCE, TX 75428-6865
Document Number0000005629
Map ReferenceFILE 2020-19405
Instrument DateMar 16, 2021
Instrument2021-05629
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4685 COUNTY ROAD 4500, COMMERCE, TX 75428-6865

Mortgage

Document Number0000005634
DateMar 19, 2021
Instrument2021-05634
Lender
NameCOUNTRYPLACE MORTGAGE LTD
TypeSubprime Lender
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term365 Months
DueAug 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateNov 5, 2020
Property Address4685 COUNTY ROAD 4500, COMMERCE, TX 75428-6865
Document Number0000019405
Instrument DateOct 21, 2020
Instrument19405
Transaction TypeTransfer
Record UpdatedNov 13, 2020
Title CompanyREPUBLIC TITLE COMPANY, RTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1221 N JEFFERSON AVE MOUNT PLEASANT TX 754552446, MOUNT PLEASANT, TX 75455-2446

Mortgage

Document Number19406
DateNov 5, 2020
Instrument19406
Lender
NameFIRST UNITED BK
TypeBank
AddressDURANT, OK 74701
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166,660 (-1.83%) Land $17,980 Building $148,680$346,760 (+7.09%) Land $198,080 Building $148,680
2024$1,800.00 (-68.48%)
2023$169,760 Land $15,310 Building $154,450$323,800 Land $169,350 Building $154,450
2022$5,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Nextlink
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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