4610 Co Rd 4500, Commerce, TX 75428 Property Records

Hunt County property record for 4610 Co Rd 4500, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	1,900 sqft · built 1975
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on File
Tax Bill	$5,206 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0196-0060-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0196-0060-0000-30`
Alternative APN	`R22960`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,708 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.789 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	276 sqft
Shed	1 Shed
Shed Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R22960
Street Address	4610 COUNTY ROAD 4500
City	COMMERCE
State	TX
Zip	75428-6864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0196 CHAVON R (HUNT COUNTY),TRACT 6, ACRES .79
Legal Subdivision	CHAVON R (HUNT COUNTY)
Legal Tract	6
Jurisdiction	HUNT TX
Township / Civil Division	WOLFE CITY
Census Block Group	1
Census Block	1079
Census Tract	960200

Owner

4610 Co Rd 4500, a rural home, is owned and occupied by an individual who acquired it in May 2024.

Source: Hunt County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4610 COUNTY ROAD 4500, COMMERCE, TX 75428-6864
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP
Feb 24, 2021	Deed of Trust, Mortgage LENDING PRAXES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2024
Deed Sale	May 16, 2024
Prior Sale	Jun 10, 2021
Deed Document Number	2024-09030
Record Updated	Jun 8, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Jun 10, 2021
Property Address	4610 COUNTY ROAD 4500, COMMERCE, TX 75428-6864
Document Number	0000012244
Map Reference	VOL 507 PG 263
Instrument Date	Jun 9, 2021
Instrument	2021-12244
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 FALL CREEK DR, 210, RICHARDSON, TX 75080-2611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 COUNTY ROAD 4500, COMMERCE, TX 75428-6864

Mortgage

Document Number	0000012245
Date	Jun 10, 2021
Instrument	2021-12245

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	4610 COUNTY ROAD 4500, COMMERCE, TX 75428-6864
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103572
Date	Feb 24, 2021
Instrument	2021-03572

Lender

Name	LENDING PRAXES LLC
Address	RICHARDSON, TX 75080

Agreement

Amount	Amount on Record
Term	13 Months
Due	Mar 1, 2022

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,090 Land $55,500 Building $191,590	$247,090 Land $55,500 Building $191,590
2024	$5,206.00
2023		$291,820 Land $40,880 Building $250,940	$291,820 Land $40,880 Building $250,940
2022	$5,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4610 Co Rd 4500 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2018)
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4610 Co Rd 4500 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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