4685 Chapel Dr, Troy, MI 48085 Property Records

Oakland County property record for 4685 Chapel Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,882 sqft · built 1971
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$3,362 (2025)
Deeds & MortgagesNov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-14-252-012

Property Details

APN / Parcel Number

Primary APN88-20-14-252-012

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,882 sqft Living Area
1st Floor Area1,882 sqft
Basement Area1,406 sqft
Unfinished Basement1,882 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions129 ft deep x 80 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area135 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4685 CHAPEL DR
CityTROY
StateMI
Zip48085-5027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 14 LONG LAKE VILLAGE SUB. LOT 120
Legal Range11E
Legal Township2N
Legal Section14
Legal SubdivisionLONG LAKE VILLAGE SUB
Legal Lot Number120
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1008
Census Tract197100

Owner

4685 Chapel Dr is owned and occupied by an individual who acquired it in November 2019.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4685 CHAPEL DR, TROY, MI 48085-5027
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 4, 2019
Transfer Doc0000189611
Record UpdatedSep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 13, 2019
Property Address4685 CHAPEL DR, TROY, MI 48085-5027
Document Number0000189611
Book / Page053492 / 000825
Instrument DateNov 4, 2019
Instrument189611
Transaction TypeTransfer
Record UpdatedDec 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4685 CHAPEL DR TROY MI 480855027, TROY, MI 48085-5027

Tax Assessment & Valuation

The 2025 property tax bill for 4685 Chapel Dr was $3,362 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,362.00
2023$320,400
2022$3,497.00$160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4685 Chapel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4685 Chapel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Chapel Dr

Nearby Streets

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