Oakland County property record for 4677 Chapel Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,681 sqft · built 1971 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (May 2018) |
| Tax Bill | $5,281 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-14-252-013 |
| Primary APN | 88-20-14-252-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,681 sqft Living Area |
| 1st Floor Area | 1,681 sqft |
| Basement Area | 1,681 sqft |
| Finished Basement | 1,681 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 129 ft deep x 110 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 135 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4677 CHAPEL DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-5027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 14 LONG LAKE VILLAGE SUB. LOT 119 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 14 |
| Legal Subdivision | LONG LAKE VILLAGE SUB |
| Legal Lot Number | 119 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 197100 |
4677 Chapel Dr is owned and occupied by two individuals who bought it in May 2018.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4677 CHAPEL DR, TROY, MI 48085-5027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOAN CABIN INC |
| May 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on File |
| Deed Sale | May 21, 2018 · Amount on File |
| Prior Sale | Mar 2, 2004 · Amount on File |
| Deed Document Number | 201884413 |
| Deed Book / Page | 51830 / 805 |
| Prior Transfer Date | Oct 5, 2007 |
| Prior Transfer Doc | 0000217540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4677 CHAPEL DR, TROY, MI 48085-5027 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4677 CHAPEL DR, TROY, MI 48085-5027 |
| Document Number | 0000180085 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 54783/563 |
| Instrument | 180085 |
| Name | LOAN CABIN INC |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 21, 2018 |
| Property Address | 4677 CHAPEL DR, TROY, MI 48085-5027 |
| Document Number | 0000084413 |
| Book / Page | 051830 / 000805 |
| Instrument Date | May 15, 2018 |
| Instrument | 84413 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,734.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 152 S VISTA AUBURN HILLS MI 483261447, AUBURN HILLS, MI 48326-1447 |
| Document Number | 84907 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 051833/000339 |
| Instrument | 84907 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2048 |
The 2025 property tax bill for 4677 Chapel Dr was $5,281 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,281.00 | ||
| 2023 | $353,540 | ||
| 2022 | $5,513.00 | $176,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4677 Chapel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4677 Chapel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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