46840 Cloverleaf Ct, Fremont, CA 94539 Property Records

Alameda County property record for 46840 Cloverleaf Ct, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,778 sqft · built 1997
Lot Size	0.473 acres (20,616 sqft)
Owner	Trust Name on File
Last Sale	$1,803,000 (Feb 2005)
Tax Bill	$30,409 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-1601-88`

Property Details

APN / Parcel Number

Primary APN	`519-1601-88`
Alternative APN	`519-1601-088-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,778 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	20,616 sqft (0.473 acres)

Location & Zoning

Street Address	46840 CLOVERLEAF CT
City	FREMONT
State	CA
Zip	94539-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00014 BLK: TR: 6127
Legal Tract	6127
Legal Lot Number	14
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1014
Census Tract	443200

Owner

46840 Cloverleaf Ct is owner-occupied and held in a trust since April 2013.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	46840 CLOVERLEAF CT, FREMONT, CA 94539-7245
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 11, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jun 14, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2005 · Amount on File
Deed Sale	Feb 17, 2005 · Amount on File
Prior Sale	Jul 25, 1997 · Amount on File
Deed Document Number	200567051
Last Transfer Date	Apr 8, 2013
Transfer Doc	0000152000
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46840 CLOVERLEAF CT, FREMONT, CA 94539-7245
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46840 CLOVERLEAF CT, FREMONT, CA 94539-7245

Mortgage

Document Number	0000403262
Date	Dec 22, 2021
Instrument	2021403262

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46840 CLOVERLEAF CT, FREMONT, CA 94539-7245
Document Number	0000091430
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46840 CLOVERLEAF CT FREMONT CA 945397245, FREMONT, CA 94539-7245

Mortgage

Document Number	0000091430
Date	Apr 22, 2020
Instrument	91430

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46840 CLOVERLEAF CT, FREMONT, CA 94539-7245
Document Number	0000123865
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	46840 CLOVERLEAF CT FREMONT CA 945397245, FREMONT, CA 94539-7245

Mortgage

Document Number	0000123865
Date	Jun 22, 2018
Instrument	123865

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 46840 Cloverleaf Ct was $30,409 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,556,234 (+1.72%) Land $995,155 Building $1,568,079
2025	$30,409.00 Homeowner's exemption	$2,512,985 Land $975,646 Building $1,537,339
2023	$28,137.00 Homeowner's exemption	$2,415,425 Land $937,769 Building $1,477,656	$3,090,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46840 Cloverleaf Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46840 Cloverleaf Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Sail Internet Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Etheric Networks, Verizon.

Nearby Properties on Cloverleaf Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures