46821 Cloverleaf Ct, Fremont, CA 94539 Property Records

Alameda County property record for 46821 Cloverleaf Ct, Fremont, CA 94539

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,569 sqft · built 1996
Lot Size	0.468 acres (20,401 sqft)
Owner	2 Trust Names on File
Last Sale	$275,000 (Apr 1994)
Tax Bill	$23,600 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-1601-89`

Property Details

APN / Parcel Number

Primary APN	`519-1601-89`
Alternative APN	`519-1601-089-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	5,569 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	20,401 sqft (0.468 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	46821 CLOVERLEAF CT
City	FREMONT
State	CA
Zip	94539-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00015 BLK: TR: 6127
Legal Subdivision	TRACT 6127
Legal Tract	6127
Legal Lot Number	15
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1014
Census Tract	443200

Owner

46821 Cloverleaf Ct is owner-occupied and held in a trust since October 2024.

Source: Alameda County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46821 CLOVERLEAF CT, FREMONT, CA 94539-7245
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 20, 2019	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 1994 · Amount on File
Deed Sale	Apr 27, 1994 · Amount on File
Deed Document Number	1994164295
Last Transfer Date	Oct 5, 2024
Transfer Doc	0000132015
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46821 CLOVERLEAF CT, FREMONT, CA 94539-7245
Transaction Type	Mortgage
Record Updated	Jul 14, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46821 CLOVERLEAF CT, FREMONT, CA 94539-7245

Mortgage

Document Number	0000112827
Date	Jun 16, 2022
Instrument	2022112827

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46821 CLOVERLEAF CT, FREMONT, CA 94539-7245
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46821 CLOVERLEAF CT, FREMONT, CA 94539-7245

Mortgage

Document Number	0000338339
Date	Oct 12, 2021
Instrument	2021338339

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	46821 CLOVERLEAF CT, FREMONT, CA 94539-7245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092931
Date	May 20, 2019
Instrument	2019092931

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.91%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.91%
Index	1-Year CMT
Max Rate	7.91%

Tax Assessment & Valuation

The 2025 property tax bill for 46821 Cloverleaf Ct was $23,600 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,964,688 (+1.64%) Land $476,737 Building $1,494,951
2025	$23,600.00 Homeowner's exemption	$1,933,031 Land $467,390 Building $1,465,641
2023	$21,853.00 Homeowner's exemption	$1,857,975 Land $449,242 Building $1,408,733	$3,619,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46821 Cloverleaf Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46821 Cloverleaf Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Sail Internet Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: Etheric Networks, Verizon.

Nearby Properties on Cloverleaf Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures