46836 Mountain Laurel Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 46836 Mountain Laurel Ter, Sterling, VA 20164

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 2,463 sqft · built 2000
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$599,000 (Sep 2022)
Tax Bill$5,068 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN013-27-4413-000

Property Details

APN / Parcel Number

Primary APN013-27-4413-000
Alternative APN
  • 81 23 14

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories3 Stories
Building Area2,463 sqft Living Area
1st Floor Area960 sqft
Basement Area504 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,178 sqft (0.05 acres)
Garage TypeBasement
Garage Area336 sqft
Deck AreaDeck Area
Patio Area636 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address46836 MOUNTAIN LAUREL TER
CitySTERLING
StateVA
Zip20164-8671
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionWESTERLEY LOT 14 1765--426
Legal SubdivisionWESTERLEY
Legal Block2
Legal Lot Number14
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2000
Census Tract611205

Owner

46836 Mountain Laurel Ter, a townhouse, is owned and occupied by an individual who bought it in September 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address46836 MOUNTAIN LAUREL TER, STERLING, VA 20164-8671
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME SAVINGS & TRUST MORTGAGE
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2022 · Amount on File
Deed SaleSep 6, 2022 · Amount on File
Prior SaleMar 31, 2000 · Amount on File
Deed Document Number202250947
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateSep 6, 2022
Property Address46836 MOUNTAIN LAUREL TER, STERLING, VA 20164-8671
Document Number0000050947
Instrument DateSep 6, 2022
Instrument202209060050947
Transaction TypeTransfer
Record UpdatedSep 21, 2022
Title CompanyPSH TITLE LLC, PSR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46836 MOUNTAIN LAUREL TER, STERLING, VA 20164-8671

Mortgage

Document Number0000050948
DateSep 6, 2022
Instrument202209060050948
Lender
NameHOME SAVINGS & TRUST MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address46836 MOUNTAIN LAUREL TER, STERLING, VA 20164-8671
Document Number20200817069668
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedSep 15, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address46836 MOUNTAIN LAUREL TER STERLING VA 201648671, STERLING, VA 20164-8671

Mortgage

Document Number20200817069668
DateAug 17, 2020
Instrument69668
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 16, 2035
Interest
Rate TypeFixed Rate
Rate2.63%

Tax Assessment & Valuation

The 2026 property tax bill for 46836 Mountain Laurel Ter was $5,068.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,068.00$629,600 Land $185,000 Building $444,600$629,600 Land $185,000 Building $444,600
2023$4,957.00$566,600 Land $185,000 Building $381,600$566,600 Land $185,000 Building $381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46836 Mountain Laurel Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (2006–2013)
Claims Outside the SFHA4 of 6
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46836 Mountain Laurel Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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