Loudoun County property record for 46832 Mountain Laurel Ter, Sterling, VA 20164
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,495 sqft · built 2000 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,899 (Aug 2016) |
| Tax Bill | $5,107 (2026) |
| Deeds & Mortgages | Apr 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-27-3916-000 |
| Primary APN | 013-27-3916-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,495 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Garage Type | Basement |
| Garage Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46832 MOUNTAIN LAUREL TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20164-8671 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | WESTERLEY LOT 12 200510240119291 |
| Legal Subdivision | WESTERLEY |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 611205 |
46832 Mountain Laurel Ter, a townhouse, is owned and occupied by two individuals who bought it in August 2016.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46832 MOUNTAIN LAUREL TER, STERLING, VA 20164-8671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2016 · Amount on File |
| Deed Sale | Aug 29, 2016 · Amount on File |
| Prior Sale | Oct 24, 2005 · Amount on File |
| Deed Document Number | 201656639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46832 MOUNTAIN LAUREL TER, STERLING, VA 20164-8671 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000022941 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 202204180022941 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 46832 Mountain Laurel Ter was $5,107, up 3.7% from the year before.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,107.00 (+3.72%) | $634,470 (+3.71%) Land $188,500 Building $445,970 | $634,470 (+3.71%) Land $188,500 Building $445,970 |
| 2025 | $4,924.00 | $611,770 Land $188,500 Building $423,270 | $611,770 Land $188,500 Building $423,270 |
| 2023 | $4,974.00 | $568,490 Land $188,500 Building $379,990 | $568,490 Land $188,500 Building $379,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46832 Mountain Laurel Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2006–2013) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46832 Mountain Laurel Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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