46811 Willowood Pl, Sterling, VA 20165 Property Records

Loudoun County property record for 46811 Willowood Pl, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,870 sqft · built 1997
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Nov 2023)
Tax Bill	$6,637 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-26-8867-000`

Property Details

APN / Parcel Number

Primary APN	`011-26-8867-000`
Alternative APN	`81 V 4 42`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area
1st Floor Area	1,002 sqft
Basement Area	737 sqft
Finished Basement	737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	396 sqft
Porch	Porch
Porch Area	32 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	46811 WILLOWOOD PL
City	STERLING
State	VA
Zip	20165-7589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.10-B LOT 42 1526--2019
Legal Subdivision	POTOMAC LAKE
Legal Block	3
Legal Lot Number	42
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3001
Census Tract	611202

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46811 WILLOWOOD PL, STERLING, VA 20165-7589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · ARM NAVY FEDERAL CREDIT UNION
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MTG
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENCE MTG CORP
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage PLATINUM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	202346661
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 21, 2023
Property Address	46811 WILLOWOOD PL, STERLING, VA 20165-7589
Document Number	0000046661
Instrument Date	Nov 17, 2023
Instrument	202311210046661
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	EKKO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46811 WILLOWOOD PL, STERLING, VA 20165-7589

Mortgage

Document Number	0000046662
Date	Nov 21, 2023
Instrument	202311210046662

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2028
Change Frequency	5 Years
Margin	2

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46811 WILLOWOOD PL, STERLING, VA 20165-7589
Document Number	20200714056115
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46811 WILLOWOOD PL STERLING VA 201657589, STERLING, VA 20165-7589

Mortgage

Document Number	20200714056115
Date	Jul 14, 2020
Instrument	56115

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2040

Interest

Rate Type	Fixed Rate
Rate	2.88%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	46811 WILLOWOOD PL, STERLING, VA 20165-7589
Document Number	20190722040509
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46811 WILLOWOOD PL STERLING VA 201657589, STERLING, VA 20165-7589

Mortgage

Document Number	20190722040509
Date	Jul 22, 2019
Instrument	40509

Lender

Name	FAIRWAY INDEPENDENCE MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jun 15, 2018
Property Address	46811 WILLOWOOD PL, STERLING, VA 20165-7589
Document Number	20180615034246
Instrument Date	Jun 14, 2018
Instrument	34246
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46811 WILLOWOOD PL STERLING VA 201657589, STERLING, VA 20165-7589

Mortgage

Document Number	20180615034247
Date	Jun 15, 2018
Instrument	34247

Lender

Name	PLATINUM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,637.00 (+5.1%)	$824,520 (+14.24%) Land $278,900 Building $545,620	$824,520 (+14.24%) Land $278,900 Building $545,620
2023	$6,315.00	$721,750 Land $233,900 Building $487,850	$721,750 Land $233,900 Building $487,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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