Loudoun County property record for 46807 Willowood Pl, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,916 sqft · built 1995 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jun 2018) |
| Tax Bill | $6,609 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-26-8265-000 |
| Primary APN | 011-26-8265-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,916 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 309 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 46807 WILLOWOOD PL |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES SEC.10-B LOT 41 200303060019976 D/C 1994--1154 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 3 |
| Legal Lot Number | 41 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 611202 |
46807 Willowood Pl is owned and occupied by two individuals who bought it in June 2018.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46807 WILLOWOOD PL, STERLING, VA 20165-7589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Mar 28, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTH AMERICAN SVGS BK |
| May 9, 2019 | Deed of Trust, Mortgage · VA Mortgage BOKF NA |
| Jun 15, 2018 | Warranty Deed, Transfer · VA Mortgage BOKF NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on File |
| Deed Sale | Jun 15, 2018 · Amount on File |
| Prior Sale | Aug 30, 2001 · Amount on File |
| Deed Document Number | 201834114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46807 WILLOWOOD PL, STERLING, VA 20165-7589 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027204 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 202103050027204 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46807 WILLOWOOD PL, STERLING, VA 20165-7589 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011094 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 202303280011094 |
| Name | CITIZENS BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46807 WILLOWOOD PL, STERLING, VA 20165-7589 |
| Document Number | 20200422028515 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46807 WILLOWOOD PL STERLING VA 201657589, STERLING, VA 20165-7589 |
| Document Number | 20200422028515 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 28515 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 46807 WILLOWOOD PL, STERLING, VA 20165-7589 |
| Document Number | 20190514024447 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46807 WILLOWOOD PL STERLING VA 201657589, STERLING, VA 20165-7589 |
| Document Number | 20190514024447 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 24447 |
| Name | BOKF NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jun 15, 2018 |
| Property Address | 46807 WILLOWOOD PL, STERLING, VA 20165-7589 |
| Document Number | 20180615034114 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 34114 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $585.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46807 WILLOWOOD PL STERLING VA 201657589, STERLING, VA 20165-7589 |
| Document Number | 20180615034115 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 34115 |
| Name | BOKF NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 46807 Willowood Pl was $6,609.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,609.00 | $821,030 Land $278,900 Building $542,130 | $821,030 Land $278,900 Building $542,130 |
| 2023 | $6,418.00 | $733,550 Land $233,900 Building $499,650 | $733,550 Land $233,900 Building $499,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46807 Willowood Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46807 Willowood Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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