Osceola County property record for 4680 Quail Roost Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,287 sqft · built 1998 |
| Lot Size | 4.58 acres (199,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Mar 2019) |
| Tax Bill | $5,049 (2025) |
| Deeds & Mortgages | Nov 2024 Transfer May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-31-4950-0001-0690 |
| Primary APN | 06-27-31-4950-0001-0690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| Gross Area | 3,041 sqft |
| 1st Floor Area | 2,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 199,504 sqft (4.58 acres) |
| Lot Dimensions | 643 ft deep x 315 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 314 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4680 QUAIL ROOST RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 32 E 1/2 OF LOTS 69 & 76 LESS N 7.5 FT AND LESS E 7.5 FT |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 06 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 690 |
| Legal Lot Number | 69 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43205 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4680 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Nov 8, 2024 | Intrafamily Transfer, Transfer |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Mar 19, 2019 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 201934348 |
| Deed Book / Page | 5493 / 842 |
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 0066922072 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 8, 2024 |
| Property Address | 4680 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8105 |
| Document Number | 0066922072 |
| Book / Page | 6692 / 2072 |
| Instrument Date | Aug 16, 2024 |
| Instrument | 2024141979 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 2ND AVE NE, BEULAH, ND 58523-6614 |
| Name | Verified Name |
|---|---|
| Address | 4680 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8105 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4680 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8105 |
| Document Number | 0057310899 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4680 QUAIL ROOST RD ST CLOUD FL 347728105, ST CLOUD, FL 34772-8105 |
| Document Number | 0057310899 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 005731/000899 |
| Instrument | 71125 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 4680 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8105 |
| Document Number | 0054930842 |
| Book / Page | 005493 / 000842 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 34348 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2019 |
| Title Company | BROKERS TITLE/CTRL FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4680 QUAIL ROOST RD ST CLOUD FL 347728105, ST CLOUD, FL 34772-8105 |
| Document Number | 54930843 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 005493/000843 |
| Instrument | 34349 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,049.00 (+4.71%) | $353,902 (+5.99%) | $482,000 (+15.89%) Land $206,100 Building $275,900 |
| 2024 | $4,822.00 (+2.07%) | ||
| 2023 | $4,724.00 (+3.92%) Homeowner's exemption | $333,912 (+3%) | $415,900 (+10.64%) Land $146,600 Building $269,300 |
| 2022 | $4,546.00 Homeowner's exemption | $324,187 | $375,900 Land $146,600 Building $229,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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