Osceola County property record for 4625 Quail Roost Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,462 sqft · built 1974 |
| Lot Size | 2.56 acres (111,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Apr 2021) |
| Tax Bill | $9,267 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-31-4950-0001-0590 |
| Primary APN | 06-27-31-4950-0001-0590 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,462 sqft Living Area |
| Gross Area | 5,458 sqft |
| 1st Floor Area | 2,582 sqft |
| Upper Floors Area | 880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 111,600 sqft (2.56 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 220 sqft |
| Patio Area | 528 sqft |
| Utility Building | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4625 QUAIL ROOST RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OA2M |
| Legal Description | S L & I C PB B PG 32 LOT 59 LESS E 285.6 FT |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 06 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 590 |
| Legal Lot Number | 59 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 43205 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4625 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE COMPANY INC |
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE COMPANY INC |
| Feb 5, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 20, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on Record |
| Deed Sale | Apr 20, 2021 · Amount on Record |
| Prior Sale | Nov 20, 2017 · Amount on Record |
| Deed Document Number | 202159772 |
| Deed Book / Page | 5939 / 2316 |
| Prior Transfer Date | Jan 31, 2019 |
| Prior Transfer Doc | 0054722230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 4625 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8106 |
| Document Number | 0059392316 |
| Book / Page | 5939 / 2316 |
| Map Reference | MB B PG 32 |
| Instrument Date | Apr 17, 2021 |
| Instrument | 2021059772 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4625 QUAIL ROOST RD, 4625, SAINT CLOUD, FL 34772-8106 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 500 RIVERGATE WAY, NEWARK, CA 94560 |
| Document Number | 59392318 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 5939/2318 |
| Name | SUMMIT MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 4625 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8106 |
| Document Number | 0059392316 |
| Book / Page | 5939 / 2316 |
| Map Reference | MB B PG 32 |
| Instrument Date | Apr 17, 2021 |
| Instrument | 2021059772 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4625 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8106 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 500 RIVERGATE WAY, NEWARK, CA 94560 |
| Document Number | 0059392318 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 5939/2318 |
| Name | SUMMIT MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 5, 2019 |
| Property Address | 4625 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8106 |
| Document Number | 0054722230 |
| Book / Page | 005472 / 002230 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 14970 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4625 QUAIL ROOST RD ST CLOUD FL 347728106, ST CLOUD, FL 34772-8106 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 20, 2017 |
| Property Address | 4625 QUAIL ROOST RD, SAINT CLOUD, FL 34772-8106 |
| Document Number | 0052411391 |
| Book / Page | 005241 / 001391 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 165017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4625 QUAIL ROOST RD ST CLOUD FL 347728106, ST CLOUD, FL 34772-8106 |
| Document Number | 52411392 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 005241/001392 |
| Instrument | 165018 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,267.00 (+1.29%) Homeowner's exemption | $658,300 (+7.53%) Land $166,500 Building $491,800 | $658,300 (+7.53%) Land $166,500 Building $491,800 |
| 2024 | $9,149.00 (+2.88%) | ||
| 2023 | $8,893.00 (+12.04%) | $612,200 (+16.23%) Land $129,400 Building $482,800 | $612,200 (+16.23%) Land $129,400 Building $482,800 |
| 2022 | $7,937.00 | $526,700 Land $115,300 Building $411,400 | $526,700 Land $115,300 Building $411,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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