4680 Meritage Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4680 Meritage Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,327 sqft · built 1999
Lot Size	1.64 acres (71,440 sqft)
Owner	2 Company Names on Record
Last Sale	$1,895,000 (Jul 2024)
Tax Bill	$23,038 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Mortgage + 8 more
Flood Zone	Zone A (high risk)
APN	`810-32-044`

Property Details

APN / Parcel Number

Primary APN	`810-32-044`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,327 sqft Living Area
1st Floor Area	4,327 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	71,440 sqft
Terrain	Gentle Slope
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4680 MERITAGE CT
City	GILROY
State	CA
Zip	95020-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-D
Legal Description	TRACT 8643 BOOK 684 PAGE 13 PAGE 19 LOT 12
Legal Subdivision	TRACT NO 8643
Legal Tract	8643
Legal Lot Number	12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3019
Census Tract	512200

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	505 RIO GRAND CT, MORGAN HILL, CA 95037-3112
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jan 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage BRANDON PIERCE
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BRANDON PIERCE
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARKLEY WILLIAM & LORIE TR (PT)
Aug 6, 2020	Deed of Trust, Mortgage SMAHA FAMILY TRUST (PT)
Jun 18, 2020	Grant Deed, Transfer · Construction Mortgage COMPASS ALTERNATIVE INVS LLC
Apr 2, 2020	Court-Ordered Deed, Foreclosure OTHER INSTITUTIONAL LENDERS
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit TLC ESCROW SERVICES INC
Sep 8, 2017	Grant Deed, Transfer · Construction Mortgage EQUIFUND III LP
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CYNTHIA HAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2024 · Amount on Record
Deed Sale	Jul 24, 2024 · Amount on Record
Prior Sale	Jun 25, 2024 · Amount on Record
Deed Document Number	202425674330
Last Transfer Date	Aug 27, 2024
Transfer Doc	0025749929
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 MERITAGE CT, GILROY, CA 95020-8849

Mortgage

Document Number	0025949668
Date	Feb 27, 2026
Instrument	25949668

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 MERITAGE CT, GILROY, CA 95020-8849

Mortgage

Document Number	0025214378
Date	Jan 7, 2022
Instrument	25214378

Lender

Name	BRANDON PIERCE
Type	Private Party
Address	4500 THE WOODS DR, SAN JOSE, CA 95136

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 MERITAGE CT, GILROY, CA 95020-8849

Mortgage

Document Number	0025020347
Date	Jul 7, 2021
Instrument	25020347

Lender

Name	BRANDON PIERCE
Type	Private Party
Address	194 LANTZ DR, MORGAN HILL, CA 95037

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Document Number	0024596854
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1659 LITTLE RIVER DR SALINAS CA 939064841, SALINAS, CA 93906-4841

Mortgage

Document Number	0024596854
Date	Sep 1, 2020
Instrument	24596854

Lender

Name	ARKLEY WILLIAM & LORIE TR (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 31, 2022

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Document Number	0024596853
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1659 LITTLE RIVER DR SALINAS CA 939064841, SALINAS, CA 93906-4841

Mortgage

Document Number	0024596853
Date	Sep 1, 2020
Instrument	24596853

Lender

Name	SMAHA FAMILY TRUST (PT)

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 31, 2022

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 18, 2020
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Document Number	0024510587
Instrument Date	Apr 9, 2020
Instrument	24510587
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4680 MERITAGE CT GILROY CA 950208849, GILROY, CA 95020-8849

Mortgage

Document Number	24510588
Date	Jun 18, 2020
Instrument	24510588

Lender

Name	COMPASS ALTERNATIVE INVS LLC
Address	412 OLIVE AVE # 621, HUNTINGTON BEACH, CA 92648-5142
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2021

April 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 2, 2020
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Document Number	0024445547
Instrument Date	Mar 25, 2020
Instrument	24445547
Transaction Type	Foreclosure
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	412 OLIVE AVE #621 HUNTINGTON BEACH CA 926485142, 621, HUNTINGTON BEACH, CA 92648-5142

Mortgage

Document Number	24445548
Date	Apr 2, 2020
Instrument	24445548

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	HUNTINGTON BEACH, CA 92648

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Document Number	0023809381
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 MERITAGE CT GILROY CA 950208849, GILROY, CA 95020-8849

Mortgage

Document Number	0023809381
Date	Nov 21, 2017
Instrument	23809381

Lender

Name	TLC ESCROW SERVICES INC
Address	18301 VON KARMAN AVE # 430, IRVINE, CA 92612-0121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 8, 2017
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Document Number	0023748598
Instrument Date	Aug 31, 2017
Instrument	23748598
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18301 VON KARMAN AVE #430 IRVINE CA 926120121, 430, IRVINE, CA 92612-0121

Mortgage

Document Number	23748599
Date	Sep 8, 2017
Instrument	23748599

Lender

Name	EQUIFUND III LP
Address	419 MAIN ST # 335, HUNTINGTON BEACH, CA 92648-5199

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 7, 2018

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4680 MERITAGE CT, GILROY, CA 95020-8849
Document Number	0023565415
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4680 MERITAGE CT GILROY CA 950208849, GILROY, CA 95020-8849

Mortgage

Document Number	0023565415
Date	Jan 23, 2017
Instrument	23565415

Lender

Name	CYNTHIA HAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,932,900 (+2%) Land $1,020,000 Building $912,900
2025	$23,038.00 (+31.09%)	$1,895,000 (+33.54%) Land $1,000,000 Building $895,000
2023	$17,574.00 (+1.81%)	$1,419,089 Land $788,383 Building $630,706
2022	$17,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUAIL CREEK ESTATES MUTUAL WATER COMPANY private · serves 55 people · EPA ID CA4300979
Water Source	Groundwater
Last State Inspection	Jan 2026
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on Meritage Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures