4625 Meritage Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 4625 Meritage Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,708 sqft · built 1999
Lot Size	1.3 acres (56,932 sqft)
Owner	Individual Name on File
Last Sale	$1,850,000 (Jun 2021)
Tax Bill	$24,249 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`810-32-061`

Property Details

APN / Parcel Number

Primary APN	`810-32-061`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,708 sqft Living Area
1st Floor Area	3,042 sqft
2nd Floor Area	1,666 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Architectural Style	Other
Construction Type	Wood
Lot Area	56,932 sqft (1.3 acres)
Terrain	Other
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4625 MERITAGE CT
City	GILROY
State	CA
Zip	95020-8851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-D-
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3019
Census Tract	512200

Owner

4625 Meritage Ct is owned and occupied by an individual who bought it in June 2021.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4625 MERITAGE CT, GILROY, CA 95020-8851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 17, 2021	Grant Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC
Oct 9, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Nov 4, 2016
Deed Document Number	24999061
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4625 MERITAGE CT, GILROY, CA 95020-8851
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 MERITAGE CT, GILROY, CA 95020-8851

Mortgage

Document Number	0025453408
Date	Mar 24, 2023
Instrument	25453408

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 17, 2021
Property Address	4625 MERITAGE CT, GILROY, CA 95020-8851
Document Number	0024999061
Map Reference	MB 684 PG 13-19
Instrument Date	Jun 7, 2021
Instrument	24999061
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4625 MERITAGE CT, GILROY, CA 95020-8851

Mortgage

Document Number	0024999062
Date	Jun 17, 2021
Instrument	24999062

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4625 MERITAGE CT, GILROY, CA 95020-8851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE PINT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024300602
Date	Oct 9, 2019
Instrument	24300602

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4625 Meritage Ct was $24,249 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$24,249.00 Homeowner's exemption	$2,002,498 Land $1,001,249 Building $1,001,249
2023	$23,686.00 (+1.81%) Homeowner's exemption	$1,924,740 Land $962,370 Building $962,370
2022	$23,264.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4625 Meritage Ct in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4625 Meritage Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUAIL CREEK ESTATES MUTUAL WATER COMPANY private · serves 55 people · EPA ID CA4300979
Water Source	Groundwater
Last State Inspection	Jan 2026
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Etheric Networks, Spectrum.

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