San Diego County property record for 4680 Marblehead Bay Dr, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,575 sqft · built 1994 |
| Lot Size | 0.181 acres (7,893 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Oct 2014) |
| Tax Bill | $7,221 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit May 2023 Second Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 122-396-14-00 |
| Primary APN | 122-396-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,575 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,893 sqft (0.181 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 4680 MARBLEHEAD BAY DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 451 TR 012381 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012381 |
| Legal Block | 1 |
| Legal Lot Number | 451 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18609 |
Source: San Diego County records · APN 122-396-14-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4680 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPLITERO MASTER TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2014 · Amount on Record |
| Deed Sale | Oct 27, 2014 · Amount on Record |
| Prior Sale | Jan 13, 2014 · Amount on Record |
| Deed Document Number | 2014464757 |
| Prior Transfer Date | Jun 08, 2004 |
| Prior Transfer Doc | 0001107441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4680 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4680 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Document Number | 0000065942 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026-0065942 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 09, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4680 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 4680 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Document Number | 0000132845 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-0132845 |
| Name | SPLITERO MASTER TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $643,576 (+2%) Land $355,888 Building $287,688 | |
| 2025 | $7,221.00 (+1.93%) | $630,958 (+4.04%) Land $348,910 Building $282,048 |
| 2024 | $7,084.00 (+3.16%) | |
| 2023 | $6,867.00 (+1.54%) | $606,459 Land $335,362 Building $271,097 |
| 2022 | $6,763.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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