San Diego County property record for 4676 Marblehead Bay Dr, Oceanside, CA 92057 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,576 sqft · built 1994 |
| Lot Size | 0.166 acres (7,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $970,000 (Jun 2023) |
| Tax Bill | $8,979 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 122-396-13-00 |
| Primary APN | 122-396-13-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,576 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Lot Area | 7,251 sqft (0.166 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4676 MARBLEHEAD BAY DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 450 TR 012381 |
| Legal Subdivision | WHELAN RANCH |
| Legal Tract | 012381 |
| Legal Block | 1 |
| Legal Lot Number | 450 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18609 |
Source: San Diego County records · APN 122-396-13-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4676 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2019 | Deed of Trust, Mortgage · Reverse Mortgage PACIFIC COAST TIRLE COMPANY |
| Apr 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Deed Document Number | 2023164589 |
| Prior Transfer Date | Jun 16, 2023 |
| Prior Transfer Doc | 0000164588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 23, 2023 |
| Property Address | 4676 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Document Number | 0000164589 |
| Map Reference | MAP 12381 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2023-0164589 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4676 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Document Number | 0000164590 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-0164590 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4676 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000143767 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-0143767 |
| Name | PACIFIC COAST TIRLE COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92867 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 682 Months |
| Due | Feb 06, 2076 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | May 01, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4676 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4271 |
| Document Number | 0000143768 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4676 MARBLEHEAD BAY DR OCEANSIDE CA 920574271, OCEANSIDE, CA 92057-4271 |
| Document Number | 0000143768 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 143768 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 684 Months |
| Due | Apr 18, 2076 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $811,190 (+2%) Land $585,679 Building $225,511 | |
| 2025 | $8,979.00 (+126.8%) Homeowner's exemption | $795,286 (+126.97%) Land $574,196 Building $221,090 |
| 2023 | $3,959.00 (+1.59%) Homeowner's exemption | $350,395 (+2%) Land $89,833 Building $260,562 |
| 2022 | $3,897.00 Homeowner's exemption | $343,525 Land $88,072 Building $255,453 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force 4 of 6 on primary residences |
| Nearby Flood Claims | 2 (1998–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2018, alluvial fan flooding |
| Wildfire Risk | Low above 35% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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