468 Sparrow Dr, Galt, CA 95632 Property Records

Sacramento County property record for 468 Sparrow Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 2007
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (Oct 2016)
Tax Bill	$6,306 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-1070-031-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1070-031-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,121 sqft Living Area
1st Floor Area	2,121 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	468 SPARROW DR
City	GALT
State	CA
Zip	95632-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SCHMIDT RANCH NO. 2, LOT 101
Legal Subdivision	SCHMIDT RANCH NO. 2
Legal Lot Number	101
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1020
Census Tract	9502

Owner

468 Sparrow Dr is owned and occupied by an individual who acquired it in April 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	468 SPARROW DR, GALT, CA 95632-2451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
May 6, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2016 · Amount on File
Deed Sale	Oct 13, 2016 · Amount on File
Prior Sale	Apr 19, 2007 · Amount on File
Deed Book / Page	20161013 / 595
Last Transfer Date	Apr 29, 2020
Transfer Doc	5060000001706
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	468 SPARROW DR, GALT, CA 95632-2451
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 SPARROW DR, GALT, CA 95632-2451

Mortgage

Document Number	0000000139
Date	Mar 17, 2023
Instrument	2023031700139

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	468 SPARROW DR, GALT, CA 95632-2451
Document Number	2011231769
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	468 SPARROW DR GALT CA 956322451, GALT, CA 95632-2451

Mortgage

Document Number	2011231769
Date	Nov 23, 2020
Instrument	2011231769

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

May 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 6, 2020
Property Address	468 SPARROW DR, GALT, CA 95632-2451
Document Number	2005061706
Instrument Date	Apr 29, 2020
Instrument	2005061706
Transaction Type	Construction Loan
Record Updated	May 20, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	468 SPARROW DR GALT CA 956322451, GALT, CA 95632-2451

Mortgage

Document Number	2005061707
Date	May 6, 2020
Instrument	2005061707

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 468 Sparrow Dr was $6,306, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,387 (+2%) Land $130,214 Building $323,173
2025	$6,306.00 (+4.16%)	$444,498 Land $127,661 Building $316,837
2024	$6,054.00 (+2.07%)
2023	$5,931.00 (+4.33%)	$427,239 Land $122,704 Building $304,535
2022	$5,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 468 Sparrow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Sparrow Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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