461 Sparrow Dr, Galt, CA 95632 Property Records

Sacramento County property record for 461 Sparrow Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,672 sqft · built 2006
Lot Size	0.23 acres (10,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$720,000 (May 2022)
Tax Bill	$9,980 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148-1070-043-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1070-043-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,672 sqft Living Area
1st Floor Area	1,903 sqft
2nd Floor Area	769 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,009 sqft (0.23 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	461 SPARROW DR
City	GALT
State	CA
Zip	95632-2452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SCHMIDT RANCH NO. 2, LOT 113
Legal Subdivision	SCHMIDT RANCH NO. 2
Legal Lot Number	113
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1022
Census Tract	9502

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 SPARROW DR, GALT, CA 95632-2452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
May 24, 2022	Grant Deed, Transfer · Conventional Mortgage CAPITOL CITY REAL ESTATE INC
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Sep 26, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG
Sep 26, 2019	Quit Claim Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Book / Page	20220524 / 261
Prior Transfer Date	Sep 18, 2019
Prior Transfer Doc	9260000001143
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2022
Property Address	461 SPARROW DR, GALT, CA 95632-2452
Document Number	0000000262
Map Reference	MB 347 PG 2
Instrument Date	May 20, 2022
Instrument	2022052400262
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPARROW DR, GALT, CA 95632-2452

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2022
Property Address	461 SPARROW DR, GALT, CA 95632-2452
Document Number	0000000261
Map Reference	MB 347 PG 2
Instrument Date	May 18, 2022
Instrument	2022052400261
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPARROW DR, GALT, CA 95632-2452

Mortgage

Document Number	0000000263
Date	May 24, 2022
Instrument	2022052400263

Lender

Name	CAPITOL CITY REAL ESTATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	461 SPARROW DR, GALT, CA 95632-2452
Document Number	2010201039
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	461 SPARROW DR GALT CA 956322452, GALT, CA 95632-2452

Mortgage

Document Number	2010201039
Date	Oct 20, 2020
Instrument	2010201039

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 26, 2019
Property Address	461 SPARROW DR, GALT, CA 95632-2452
Document Number	1909261142
Instrument Date	Sep 18, 2019
Instrument	1909261142
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	461 SPARROW DR GALT CA 956322452, GALT, CA 95632-2452

Mortgage

Document Number	1909261144
Date	Sep 26, 2019
Instrument	1909261144

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 26, 2019
Property Address	461 SPARROW DR, GALT, CA 95632-2452
Document Number	1909261143
Instrument Date	Sep 18, 2019
Instrument	1909261143
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	461 SPARROW DR GALT CA 956322452, GALT, CA 95632-2452

Mortgage

Document Number	1909261144
Date	Sep 26, 2019
Instrument	1909261144

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,349 (+2%) Land $216,485 Building $562,864
2025	$9,980.00 (+4.27%)	$764,069 (+4.04%) Land $212,241 Building $551,828
2024	$9,571.00 (+1.94%)
2023	$9,389.00 (+49.2%)	$734,400 Land $204,000 Building $530,400
2022	$6,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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