468 Hayes St, Toccoa, GA 30577 Property Records

Stephens County property record for 468 Hayes St, Toccoa, GA 30577

Property Summary

Property TypeMobile Home
Details2,112 sqft · built 2002
Lot Size1.19 acres (51,836 sqft)
OwnerIndividual Name on File
Last Sale$49,000 (Jun 2009)
Tax Bill$409 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNT35 010

Property Details

APN / Parcel Number

Primary APNT35 010
Alternative APN
  • 773800

Interior

Stories1 Story
Building Area2,112 sqft Gross Area
FlooringOther
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area51,836 sqft (1.19 acres)
TerrainGentle Slope
Deck Area24 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Account Number773800
Street Address468 HAYES ST
CityTOCCOA
StateGA
Zip30577-2765
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRS
Legal DescriptionHAYES ST LOT
Legal Subdivision0205 - PRIMARY - SF
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group2
Census Block2033
Census Tract970102

Owner

468 Hayes St, a mobile home, is owned by an individual who bought it in June 2009.

Source: Stephens County records, as of June 8, 2026

Owner of RecordIndividual Name on File
Mailing Address2525 CEDAR RIDGE RD, COMMERCE, GA 30530-7354
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2009 · Amount on File
Deed SaleJun 3, 2009 · Amount on File
Prior SaleJul 12, 2002 · Amount on File
Deed Book / Page899 / 408
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Recording DateApr 6, 2026
Property Address468 HAYES ST, TOCCOA, GA 30577-2765
Document Number0014450000000136
Book / Page1445 / 136
Instrument DateMar 30, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address468 HAYES ST, TOCCOA, GA 30577-2765

Mortgage

Document Number1445000136,
DateApr 6, 2026
Book Page1445/136
Lender
NameNORTH GA CREDIT UNION
Agreement
AmountAmount on Record
Term60 Months
DueMar 1, 2031
Interest
Rate5.98%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 468 Hayes St was $409.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$409.00$14,907 Land $5,605 Building $9,302$37,267 Land $14,012 Building $23,255
2023$449.00 (-14.31%)$15,103 (-14.33%) Land $5,605 Building $9,498$37,757 (-14.33%) Land $14,012 Building $23,745
2022$524.00$17,630 Land $5,605 Building $12,025$44,074 Land $14,012 Building $30,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 468 Hayes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Hayes St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
TruVista Communications
Cable
500 / 50

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