283 Hayes St, Toccoa, GA 30577 Property Records

Stephens County property record for 283 Hayes St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 2019
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Feb 2020)
Tax Bill	$2,346 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T35 004G`

Property Details

APN / Parcel Number

Primary APN	`T35 004G`
Alternative APN	`990950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,342 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	308 sqft
Porch	Porch
Porch Area	108 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	990950
Street Address	283 HAYES ST
City	TOCCOA
State	GA
Zip	30577-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IB
Legal Description	LOT 7 IRONWOOD S/D
Legal Subdivision	IRONWOOD
Legal Lot Number	7
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2047
Census Tract	970102

Owner

283 Hayes St is owned and occupied by an individual who acquired it in February 2020.

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	283 HAYES ST, TOCCOA, GA 30577-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on File
Deed Sale	Feb 3, 2020 · Amount on File
Deed Document Number	0000120172
Deed Book / Page	1201 / 72
Last Transfer Date	Feb 5, 2020
Transfer Doc	0012010072
Record Updated	Jun 8, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 5, 2020
Property Address	283 HAYES ST, TOCCOA, GA 30577-2012
Document Number	0012010072
Book / Page	001201 / 000072
Instrument Date	Feb 3, 2020
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 HAYES ST TOCCOA GA 30577, TOCCOA, GA 30577

Mortgage

Document Number	12010074
Date	Feb 5, 2020
Book Page	001201/000074

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 283 Hayes St was $2,346 with exemptions applied.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,346.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed	$107,832 Land $7,928 Building $99,904	$269,582 Land $19,821 Building $249,761
2023	$1,524.00 (-30.76%) Homeowner's exemption	$66,615 (+7.04%) Land $7,928 Building $58,687	$166,539 (+7.04%) Land $19,821 Building $146,718
2022	$2,201.00 Homeowner's exemption	$62,236 Land $7,928 Building $54,308	$155,591 Land $19,821 Building $135,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 283 Hayes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 283 Hayes St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
TruVista Communications Cable	500 / 50