Polk County property record for 468 Glen Echo Cir, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 952 sqft · built 2002 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,000 (Sep 2000) |
| Tax Bill | $2,372 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Sep 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P22-119 |
| Primary APN | P22-119 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 952 sqft Finished Area |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 55495 |
|---|---|
| Street Address | 468 GLEN ECHO CIR |
| City | SALUDA |
| State | NC |
| Zip | 28773-9564 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | LOTS #88 & #89, 0G02 GLEN ECHO 09 |
| Legal Subdivision | GLEN ECHO |
| Legal Lot Number | 88 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 468 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOME TRUEST BANK |
| Sep 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME TRUST & SAVINGS BANK |
| Nov 13, 2017 | Intrafamily Transfer, Transfer |
| Nov 13, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2000 · Amount on Record |
| Deed Sale | Sep 11, 2000 · Amount on Record |
| Prior Sale | Jun 3, 2000 |
| Deed Book / Page | 265 / 1558 |
| Last Transfer Date | Nov 13, 2017 |
| Transfer Doc | 00429/2279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 468 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00430/1914 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 430/1914 |
| Instrument | 004674420010 |
| Name | HOME TRUEST BANK |
|---|---|
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 468 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000443/607 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 443/607 |
| Name | HOME TRUST & SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 13, 2017 |
| Property Address | 468 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Document Number | 00429/2283 |
| Book / Page | 429 / 2283 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 13, 2017 |
| Property Address | 468 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Document Number | 00429/2279 |
| Book / Page | 429 / 2279 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,372.00 (+1.28%) | $401,944 (-) Land $73,125 Building $328,819 | $401,944 (-) Land $73,125 Building $328,819 |
| 2025 | $2,342.00 (+17.98%) | $401,944 (+40.52%) Land $73,125 Building $328,819 | $401,944 (+40.52%) Land $73,125 Building $328,819 |
| 2023 | $1,985.00 | $286,041 Land $60,937 Building $225,104 | |
| 2021 | $286,041 Land $60,937 Building $225,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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