Polk County property record for 405 Glen Echo Cir, Saluda, NC 28773 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,744 sqft · built 1998 |
| Lot Size | 1.97 acres (85,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Aug 2026) |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P22-93 |
| Primary APN | P22-93 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,744 sqft Finished Area |
| Basement Area | 344 sqft Basement |
| Finished Basement | 344 sqft Finished |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 85,813 sqft (1.97 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Deck Area | Deck Area |
| Account Number | 25299 |
|---|---|
| Street Address | 405 GLEN ECHO CIR |
| City | SALUDA |
| State | NC |
| Zip | 28773-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 143 & 144, 0G02 GLEN ECHO 09 |
| Legal Subdivision | GLEN ECHO |
| Legal Lot Number | 143-144 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 920201 |
Source: Polk County records · APN P22-93
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 2026 · Amount on Record |
| Deed Sale | Aug 07, 2026 · Amount on Record |
| Prior Sale | Jan 31, 1998 · Amount on Record |
| Deed Book / Page | 501 / 1321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Aug 07, 2026 |
| Property Address | 405 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Document Number | 0501001321 |
| Book / Page | 501 / 1321 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,160.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 GLEN ECHO CIR, SALUDA, NC 28773-9564 |
| Document Number | 0501001324, |
|---|---|
| Date | Aug 07, 2026 |
| Book Page | 501/1324 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,799.00 (+25.18%) | $480,373 (+49.1%) Land $120,260 Building $360,113 | $480,373 (+49.1%) Land $120,260 Building $360,113 |
| 2023 | $2,236.00 | $322,173 Land $79,850 Building $242,323 | |
| 2021 | $322,173 Land $79,850 Building $242,323 |
Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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