468 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 468 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,242 sqft · built 2004
Lot Size	0.116 acres (5,055 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Nov 2007)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jan 2023 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`244LH002`

Property Details

APN / Parcel Number

Primary APN	`244LH002`
Alternative APNs	`108514447788` `63409000` `80147127`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,242 sqft Heated Area
Gross Area	4,644 sqft
1st Floor Area	1,121 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,055 sqft (0.116 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80147127
Street Address	468 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-19 B-10 S-A OIB PL H/375
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	10
Legal Lot Number	19
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1891 FRISSELL AVE, APEX, NC 27502-9064
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Intrafamily Transfer, Transfer
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2007 · Amount on Record
Deed Sale	Nov 15, 2007 · Amount on Record
Deed Book / Page	2703 / 860
Last Transfer Date	Oct 12, 2023
Transfer Doc	0050911369
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 25, 2023
Property Address	468 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Document Number	0050911369
Book / Page	5091 / 1369
Map Reference	CAB H PG 375
Instrument Date	Oct 12, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 LANDON RIDGE DR, NEW HILL, NC 27562-9309

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	468 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6110 RYDER LN, LA FAYETTE, NY 13084-9440

Mortgage

Document Number	0049630343
Date	Jan 20, 2023
Book Page	4963/343

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 4, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	468 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7706
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046540273
Date	Jul 1, 2021
Book Page	4654/273

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,673.00 (-2.44%)	$946,740 (-2.68%) Land $300,000 Building $646,740	$946,740 (-2.68%) Land $300,000 Building $646,740
2024	$3,765.00
2023		$972,790 Land $300,000 Building $672,790	$972,790 Land $300,000 Building $672,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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