461 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 461 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Vacant Land
Lot Size	0.113 acres (4,922 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Aug 2021)
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`244LH02205`

Property Details

APN / Parcel Number

Primary APN	`244LH02205`
Alternative APNs	`108514446963` `80103250`

Exterior

Lot Area	4,922 sqft (0.113 acres)

Location & Zoning

Account Number	80103250
Street Address	461 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-7707
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R1
Legal Description	L-4 B-13 S-A OIB PL 30/484
Legal Subdivision	OCEAN ISLE BEACH
Legal Block	13
Legal Lot Number	4
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

461 E Fourth St, vacant land, is owned by a company that bought it in August 2021.

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	59 PENT RD, R, DURHAM, CT 06422-2204
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Commercial Mortgage UNITED BANK
Mar 5, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Book / Page	4674 / 1198
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 2, 2021
Property Address	461 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707
Document Number	0046741198
Book / Page	4674 / 1198
Map Reference	CAB 3 PG 178
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1437, BEDFORD, VA 24523-8237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59R PENT RD, SOUTHPORT, CT 06890

Mortgage

Document Number	0046741202
Date	Aug 2, 2021
Book Page	4674/1202

Lender

Name	UNITED BANK
Type	Bank
Address	SHALLOTTE, NC 28470

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 5, 2021
Property Address	461 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707
Document Number	0045630904
Book / Page	4563 / 904
Map Reference	MB 30 PG 484
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2671 ROLLING HILLS DR, 2671, MONROE, NC 28110-0425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-7707

Mortgage

Document Number	4563909
Date	Mar 5, 2021
Instrument	4563/909

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	3-Year CMT
Margin	4
Max Rate	10.1%

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-) Land $300,000	$300,000 (-) Land $300,000
2025	$1,046.00	$300,000 (-) Land $300,000	$300,000 (-) Land $300,000
2023		$300,000 Land $300,000	$300,000 Land $300,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 E Fourth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 E Fourth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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