46795 Albany Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46795 Albany Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,733 sqft · built 2000
Lot Size	0.343 acres (14,941 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,386 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-31-254-004`

Property Details

APN / Parcel Number

Primary APN	`20-08-31-254-004`
Alternative APN	`0831254004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,733 sqft Living Area
1st Floor Area	1,804 sqft
Basement Area	1,804 sqft
Unfinished Basement	1,804 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Split Level
Lot Area	14,941 sqft (0.343 acres)
Lot Dimensions	148 ft deep x 101 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46795 ALBANY DR
City	MACOMB
State	MI
Zip	48044-4045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE LANDINGS SUB LOT 30 LIBER: 138 PAGES: 38-43
Legal Subdivision	LAKESIDE LANDINGS SUB
Legal Lot Number	30
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1001
Census Tract	224500

Owner

46795 Albany Dr is owned and occupied by two individuals.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46795 ALBANY DR, MACOMB, MI 48044-4045
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE LOCAL CU
Aug 5, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46795 ALBANY DR, MACOMB, MI 48044-4045
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46795 ALBANY DR, MACOMB, MI 48044-4045

Mortgage

Document Number	2300072037
Date	Aug 22, 2023
Book Page	29266/417
Instrument	202300072037

Lender

Name	THE LOCAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48310

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 21, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46795 ALBANY DR, MACOMB, MI 48044-4045
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46795 ALBANY DR, MACOMB, MI 48044-4045

Mortgage

Document Number	2102218831
Date	Aug 5, 2021
Book Page	27905/654
Instrument	202102218831

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46795 ALBANY DR, MACOMB, MI 48044-4045
Document Number	0000053700
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46795 ALBANY DR MACOMB MI 480444045, MACOMB, MI 48044-4045

Mortgage

Document Number	0000053700
Date	May 5, 2020
Book Page	026684/000545
Instrument	53700

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 46795 Albany Dr was $4,386 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,200	$466,400
2025	$4,386.00
2023		$200,900	$401,800
2022	$3,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46795 Albany Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46795 Albany Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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