46783 Albany Dr, Macomb, MI 48044 Property Records

Macomb County property record for 46783 Albany Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,668 sqft · built 2000
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$267,000 (Dec 2008)
Tax Bill	$4,174 (2025)
Deeds & Mortgages	May 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-31-254-006`

Property Details

APN / Parcel Number

Primary APN	`20-08-31-254-006`
Alternative APN	`0831254006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,668 sqft Living Area
1st Floor Area	1,729 sqft
Basement Area	1,729 sqft
Unfinished Basement	1,729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Split Level
Roof Type	Gable
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	121 ft deep x 73 ft wide
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46783 ALBANY DR
City	MACOMB
State	MI
Zip	48044-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE LANDINGS SUB LOT 32 LIBER: 138 PAGES: 38-43
Legal Subdivision	LAKESIDE LANDINGS SUB
Legal Lot Number	32
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1001
Census Tract	224500

Owner

46783 Albany Dr is owned and occupied by two individuals who bought it in December 2008.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46783 ALBANY DR, MACOMB, MI 48044-4044
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Jun 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2008 · Amount on File
Deed Sale	Dec 29, 2008 · Amount on File
Prior Sale	Aug 22, 2001 · Amount on File
Deed Document Number	20088139170
Deed Book / Page	19600 / 708
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46783 ALBANY DR, MACOMB, MI 48044-4044
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46783 ALBANY DR, MACOMB, MI 48044-4044

Mortgage

Document Number	2300043199
Date	May 15, 2023
Book Page	29126/335
Instrument	202300043199

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46783 ALBANY DR, MACOMB, MI 48044-4044
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46783 ALBANY DR, MACOMB, MI 48044-4044

Mortgage

Document Number	2102266297
Date	Nov 3, 2021
Book Page	28172/112
Instrument	202102266297

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46783 ALBANY DR, MACOMB, MI 48044-4044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096635
Date	Aug 7, 2017
Book Page	24872/099
Instrument	7096635

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46783 ALBANY DR, MACOMB, MI 48044-4044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064437
Date	Jun 4, 2020
Book Page	26747/708
Instrument	2064437

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 46783 Albany Dr was $4,174 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,800	$459,600
2025	$4,174.00
2023		$195,500	$391,000
2022	$3,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46783 Albany Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46783 Albany Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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