4677 Co Rd 408, McKinney, TX 75071 Property Records

Collin County property record for 4677 Co Rd 408, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,948 sqft · built 1997
Lot Size	3.65 acres (158,994 sqft)
Owner	Company Name on File
Tax Bill	$7,107 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-6166-001-1990-1`

Property Details

APN / Parcel Number

Primary APN	`R-6166-001-1990-1`
Alternative APN	`2040696`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
1st Floor Area	2,000 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	158,994 sqft (3.65 acres)
Garage Type	Attached
Garage Area	575 sqft
Porch	Covered Porch
Porch Area	626 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2040696
Street Address	4677 COUNTY ROAD 408
City	MCKINNEY
State	TX
Zip	75071-0744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0166 DAVID CHERRY SURVEY, SHEET 1, TRACT 199, 3.65 ACRES
Legal Subdivision	DAVID CHERRY SURVEY
Legal Tract	199
Legal Block	1
Legal Lot Number	199
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3001
Census Tract	31003

Owner

4677 Co Rd 408 is owned by a company that acquired it in February 2025 and is owner-occupied.

Source: Collin County records, as of January 20, 2026

Owner of Record	Company Name on File
Mailing Address	4677 COUNTY ROAD 408, MCKINNEY, TX 75071-0744
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 19, 2025	Special Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit UNIFY FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025
Deed Sale	Feb 19, 2025
Prior Sale	Nov 9, 2016
Deed Document Number	2025000018687
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4677 COUNTY ROAD 408, MCKINNEY, TX 75071-0744
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002371350
Date	Nov 19, 2021
Instrument	20211119002371350

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

February 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 19, 2025
Property Address	4677 COUNTY ROAD 408, MCKINNEY, TX 75071-0744
Document Number	2025000018687
Map Reference	DOC 2016110900152296
Instrument Date	Feb 19, 2025
Instrument	2025000018687
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4677 COUNTY ROAD 408, MCKINNEY, TX 75071-0744

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4677 COUNTY ROAD 408, MCKINNEY, TX 75071-0744
Document Number	0000200960
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4677 COUNTY ROAD 408 MCKINNEY TX 750710744, MCKINNEY, TX 75071-0744

Mortgage

Document Number	0000200960
Date	Feb 12, 2020
Instrument	200960

Lender

Name	UNIFY FIN'L FCU
Address	TORRANCE, CA 90501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$860,273 Land $328,500 Building $531,773	$860,273 Land $328,500 Building $531,773
2024	$7,107.00
2023		$818,022 Land $328,230 Building $489,792	$818,022 Land $328,230 Building $489,792
2022	$7,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4677 Co Rd 408 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4677 Co Rd 408 is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment May 2025
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
360 Broadband Fixed Wireless	60 / 6
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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