Collin County property record for 4546 Co Rd 408, McKinney, TX 75071
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 2 ba · 2,718 sqft · built 1988 |
| Lot Size | 4.32 acres (188,179 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,776 (Jul 2022) |
| Tax Bill | $10,135 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-6166-001-1900-1 |
| Primary APN | R-6166-001-1900-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,718 sqft Living Area |
| Gross Area | 3,310 sqft |
| 1st Floor Area | 2,538 sqft |
| 2nd Floor Area | 180 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 188,179 sqft (4.32 acres) |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Porch | Covered Patio/Porch |
| Porch Area | 704 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4546 COUNTY ROAD 408 |
|---|---|
| City | MCKINNEY |
| State | TX |
| Zip | 75071-0741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS A0166 DAVID CHERRY SURVEY, SHEET 1, TRACT 190, 4.32 ACRES |
| Legal Subdivision | DAVID CHERRY SURVEY |
| Legal Tract | 190 |
| Legal Block | 1 |
| Legal Lot Number | 190 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PRINCETON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 31003 |
Source: Collin County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4546 COUNTY ROAD 408, MCKINNEY, TX 75071-0741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2022 | Vendor's Lien, Transfer PENNYMAC LOAN SERVICES LLC |
| Jan 9, 2021 | Deed of Trust, Mortgage WELLS FARGO BK |
| Oct 6, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on Record |
| Deed Sale | Jul 15, 2022 · Amount on Record |
| Prior Sale | Nov 7, 2016 · Amount on Record |
| Deed Document Number | 2022110407 |
| Prior Transfer Date | Nov 3, 2016 |
| Prior Transfer Doc | 0001515330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jul 15, 2022 |
| Property Address | 4546 COUNTY ROAD 408, MCKINNEY, TX 75071-0741 |
| Document Number | 0000110407 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 20220715000110407 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | FIRST TEXAS TITLE, FAIR TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4546 COUNTY ROAD 408, MCKINNEY, TX 75071-0741 |
| Document Number | 0000110408 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 20220715000110408 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Number | 0000110408 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 20220715000110408 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 4546 COUNTY ROAD 408, MCKINNEY, TX 75071-0741 |
| Document Number | 0000108660 |
| Instrument Date | Jan 9, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4546 COUNTY ROAD 408 MCKINNEY TX 750710741, MCKINNEY, TX 75071-0741 |
| Document Number | 0000108660 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 108660 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 18, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 4546 COUNTY ROAD 408, MCKINNEY, TX 75071-0741 |
| Document Number | 0001310380 |
| Instrument Date | Oct 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4546 COUNTY ROAD 408 MCKINNEY TX 750710741, MCKINNEY, TX 75071-0741 |
| Document Number | 0001310380 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 1310380 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Collin County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Unified School District | McKinney Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,135.00 (-7.76%) | $972,601 (+12.99%) Land $401,760 Building $578,146 | $979,906 (+13.84%) Land $401,760 Building $578,146 |
| 2024 | $10,988.00 (+26.53%) | ||
| 2023 | $860,804 Land $302,400 Building $558,404 | $860,804 Land $302,400 Building $558,404 | |
| 2022 | $8,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH COLLIN SUD serves 10,716 people · EPA ID TX0430055 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment May 2025 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 60 / 6 |
| Verizon Fixed Wireless | 25 / 6 |
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