46764 Poma Ct, Macomb, MI 48044 Property Records

Macomb County property record for 46764 Poma Ct, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,882 sqft · built 1988
Lot Size	0.286 acres (12,458 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2023)
Tax Bill	$5,664 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-31-101-024`

Property Details

APN / Parcel Number

Primary APN	`20-08-31-101-024`
Alternative APN	`0831101024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,882 sqft Living Area
1st Floor Area	1,458 sqft
Basement Area	1,318 sqft
Unfinished Basement	1,318 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	145 ft deep x 86 ft wide
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46764 POMA CT
City	MACOMB
State	MI
Zip	48044-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRECKENRIDGE VILLAGE SUB NO 3 LOT 417 LIBER: 83 PAGES: 15-19
Legal Subdivision	BRECKENRIDGE VILLAGE SUB
Legal Lot Number	417
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	224500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46764 POMA CT, MACOMB, MI 48044-4702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2020	Quit Claim Deed, Transfer NATIONAL MTG HM LNS LLC
Oct 23, 2020	Warranty Deed, Transfer CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGCY SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Oct 23, 2020
Deed Document Number	202331147
Deed Book / Page	29075 / 601
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000128962
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 5, 2023
Property Address	46764 POMA CT, MACOMB, MI 48044-4702
Document Number	2300031147
Book / Page	29075 / 601
Map Reference	LB 83 PG 15-19
Instrument Date	Mar 31, 2023
Instrument	202300031147
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	FIRST PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46764 POMA CT, MACOMB, MI 48044-4702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46764 POMA CT, MACOMB, MI 48044-4702

Mortgage

Document Number	2300025638
Date	Apr 4, 2023
Book Page	29067/436
Instrument	202300025638

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	46764 POMA CT, MACOMB, MI 48044-4702
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46764 POMA CT, MACOMB, MI 48044-4702

Mortgage

Document Number	2102254888
Date	Oct 21, 2021
Book Page	28106/970
Instrument	202102254888

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 23, 2020
Property Address	46764 POMA CT, MACOMB, MI 48044-4702
Document Number	0000128962
Book / Page	027094 / 000124
Instrument Date	Sep 11, 2020
Instrument	128962
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	UNIVERSITY TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	44657 BAYVIEW AVE #23204 CLINTON TOWNSHIP MI 480387805, 23204, CLINTON TOWNSHIP, MI 48038-7805

Mortgage

Document Number	128963
Date	Oct 23, 2020
Book Page	027094/000126
Instrument	128963

Lender

Name	NATIONAL MTG HM LNS LLC
Address	TROY, MI 48083

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 23, 2020
Property Address	46764 POMA CT, MACOMB, MI 48044-4702
Document Number	0000128961
Book / Page	027094 / 000122
Instrument Date	Sep 11, 2020
Instrument	128961
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGCY SVCS

Transaction

Amount	Amount Recorded
Tax	$2,881.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44657 BAYVIEW AVE #23204 CLINTON TOWNSHIP MI 480387805, 23204, CLINTON TOWNSHIP, MI 48038-7805

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,800 (+19.78%)	$439,600 (+19.78%)
2025	$5,664.00 (+26.63%)
2023		$183,500	$367,000
2022	$4,473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1990)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1990 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: WOW Internet, Cable & Phone.

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